Car loans

Loan amount
Loan term		years
	RAC Member interest rate:
Repayments are based on a monthly repayment frequency. Monthly

Monthly repayment

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Quick Quote terms and conditionsThe results provided by this calculator are an approximate guide only and may not correspond to the operation of RAC Finance's credit products. This calculator, or the results generated, do not constitute any agreement by RAC Finance to provide credit. Loan costs include $250 members establishment fee and $11.10 Personal Properties Securities Registration (PPSR) fee applicable to loans secured by a motor vehicle. Interest rates may be subject to change.

Looking for your dream car?

If you’re in the market for your next car, visit the car loan resource centre and check out the top questions you should be asking before you get Started.

Fast, Easy Car Loans - Approval in 7 working hours*

Talk to the people you can trust. RAC Finance loans have competitive rates and no monthly fees which means you're not paying extra. If you're an RAC member you can benefit from 2% p.a. discount off the standard rate.

With a pre-approved car loan you can start shopping and be ready to buy when you find your perfect car.

1Get a quote.

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2Get an obligation free pre-approval.

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3Approval in 7 working hours.*

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* Applications subject to RAC Finance Limited lending criteria. Fees and charges are payable. Funds available via cheque within 24 hours provided that approved customers supply required documentation to RAC Finance by midday on any working day. Terms and conditions apply. Australian Credit Licence 387972