RAC Member loan interest rates
Members enjoy 2% p.a. off the standard interest rate and receive a reduced establishment fee.
Not an RAC member? You can become a member by taking out RAC Affiliate Membership, from as little as $29, or RAC Roadside Assistance Membership. The first year's membership fees can be included in your loan.
| Secured loan interest rates |
| Loan amount |
Member interest rate |
Comparison rate* |
| $25,000 and over |
8.50% p.a. |
8.92% p.a. |
| $15,000 - $24,999 |
9.25% p.a. |
9.90% p.a. |
| $8,000 - $14,999 |
11.35% p.a. |
13.07% p.a. |
| Unsecured loan interest rates |
| Loan amount |
Member interest rate |
Comparison rate* |
| All unsecured loans |
14.30% p.a. |
16.05% p.a. |
Find out what types of personal loans RAC WA offers.
* Comparison rates for secured loans between $8,000 and $14,999 and all unsecured loans are based on a $10,000 loan over 3 years. Comparison rates for secured loans between $15,000 and $24,999 are based on a $20,000 loan over 4 years. Comparison rates for secured loans over $25,000 are based on a $30,000 loan over 5 years. The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Non-member rates
Becoming an RAC member means saving 2% p.a. off the standard interest rate and receiving a reduced establishment fee.
You can become a member by taking out RAC Affiliate Membership, from as little as $29, or RAC Roadside Assistance Membership. Membership can be arranged as part of the loan application process and the first year's fees can be included in your loan.
| Secured loans |
| Loan amount |
Non-member interest rate |
Comparison rate* |
| $25,000 and over |
10.50% p.a. |
11.21% p.a. |
| $15,000 - $24,999 |
11.25% p.a. |
12.34% p.a. |
| $8,000 - $14,999 |
13.35% p.a. |
16.19% p.a. |
| Unsecured loans |
| Loan amount |
Non-member interest rate |
Comparison rate* |
| All unsecured loans |
16.30% p.a. |
19.19% p.a. |
* Comparison rates for secured loans between $8,000 and $14,999 and all unsecured loans are based on a $10,000 loan over 3 years. Comparison rates for secured loans between $15,000 and $24,999 are based on a $20,000 loan over 4 years. Comparison rates for secured loans over $25,000 are based on a $30,000 loan over 5 years. The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.