Plan A comprehensive provides insurance for persons travelling internationally, including substantial cancellation, luggage, medical and repatriation cover. Cover applies from when you leave your home to go directly to your place of departure, and ends when you return to your home. *Note that there is no cover for medical cost incurred within Australia.
The cover for cancellation fees and lost deposits begins from the time the policy is issued.
| Section |
Benefit |
Single |
Duo (per person) |
Family |
| *1 |
Cancellation fees and lost deposits |
unlimited |
unlimited |
unlimited |
| *2 |
Overseas emergency medical assistance |
unlimited |
unlimited |
unlimited |
| 3 |
Overseas emergency medical / hospital expenses |
unlimited |
unlimited |
unlimited |
| - dental expenses (per person) |
$500 |
$500 |
$500 |
| *4 |
Additional expenses |
$25,000 |
$25,000 |
$50,000 |
| *5 |
Hospital cash allowance |
$5,000 |
$5,000 |
$10,000 |
| *6 |
Accidental death |
$25,000 |
$25,000 |
$50,000 |
| *7 |
Permanent disability |
$25,000 |
$25,000 |
$50,000 |
| *8 |
Loss of income |
$10,400 |
$10,400 |
$20,800 |
| 9 |
Travel documents, credit cards and travellers cheques |
$5,000 |
$5,000 |
$10,000 |
| 10 |
Theft of cash |
$250 |
$250 |
$250 |
| *11 |
Luggage and personal effects |
$12,000 |
$12,000 |
$24,000 |
| *12 |
Luggage and personal effects delay expenses |
$500 |
$500 |
$1,000 |
| *13 |
Travel delay expenses |
$1,000 |
$1,000 |
$2,000 |
| 14 |
Alternative transport expenses |
$5,000 |
$5,000 |
$10,000 |
| 15 |
Personal liability |
$5 million |
$5 million |
$5 million |
| *16 |
Reimbursement of rental vehicle excess |
$4,000 |
$4,000 |
$4,000 |
| *17 |
Domestic pets |
$200 |
$200 |
$400 |
| *18 |
Domestic services |
$200 |
$200 |
$400 |
| 19 |
Snow skiing / golf equipment hire |
$200 |
$200 |
$400 |
*Sub-limits apply. Note: all benefits and premiums are in Australian dollars.
Summary of benefits
This is only a summary of benefits. Please read the Combined FSG and PDS including policy wording (PDF 711KB) carefully for the complete details of "We Will Pay" and "We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions and limits apply to the cover and these are set out in the policy wording.
*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST.
RAC Travel Services Pty Ltd (ABN 17 009 164 176, AR 228577) is an authorised representative of AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFSL 234708. This insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and arranged and managed by AGA Assistance Australia Pty Ltd. Before making a decision please refer to the Product Disclosure Statement, available at www.rac.com.au or by calling 1300 655 179/ from our branches etc. AGA Assistance Australia Pty Ltd pays RAC Travel Services commission which is a percentage of your premium. For details ask us before we provide you with any services on these products.