Plan C frequent traveller is an annual policy for frequent / business travellers, providing comprehensive cover for multiple journeys over a year. Cover applies from when you leave your home to go directly to your place of departure, and ends when you return to your home. Maximum period of any one journey is 37 days for leisure travel or 90 days for business travel. A journey can be made up of business and / or leisure travel (with the leisure component being up to 37 days), however, the whole journey cannot exceed a total of 90 days.
The cover for cancellation fees and lost deposits begins from the time the policy is issued.
| Section |
Benefit |
Single |
| *1 |
Cancellation fees and lost deposits |
unlimited |
| *2 |
Overseas emergency medical assistance |
unlimited |
| 3 |
Overseas emergency medical / hospital expenses |
unlimited |
| - dental expenses (per person) |
$500 |
| *4 |
Additional expenses |
$25,000 |
| *5 |
Hospital cash allowance |
$5,000 |
| *6 |
Accidental death |
$25,000 |
| *7 |
Permanent disability |
$25,000 |
| *8 |
Loss of income |
$10,400 |
| 9 |
Travel documents, credit cards, travellers cheques |
$5,000 |
| 10 |
Theft of cash |
$250 |
| *11 |
Luggage and personal effects |
$12,000 |
| *12 |
Luggage and personal effects delay expenses |
$500 |
| *13 |
Travel delay expenses |
$1,000 |
| 14 |
Alternative transport expenses |
$5,000 |
| 15 |
Personal liability |
$5 million |
| *16 |
Reimbursement of rental vehicle excess |
$4,000 |
| *17 |
Domestic pets |
$200 |
| *18 |
Domestic services |
$200 |
| 19 |
Snow skiing / golf equipment hire |
$200 |
*Sub-limits apply. Note: all benefits and premiums are in Australian dollars.
Worldwide or domestic journeys: includes policy sections 1 to 17 while travelling overseas and policy sections 1, 4 and 6 to 17 while travelling in Australia (destination must be a minimum of 100 kilometres from home).
Summary of benefits
This is only a summary of benefits. Please read the Combined FSG and PDS including policy wording (PDF 711KB) carefully for the complete details of "We Will Pay" and "We Will Not Pay" and which types of cover are provided under each plan. Importantly, please note that exclusions and limits apply to the cover and these are set out in the policy wording.
*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST
RAC Travel Services Pty Ltd (ABN 17 009 164 176, AR 228577) is an authorised representative of AGA Assistance Australia Pty Ltd ABN 52 097 227 177, AFSL 234708. This insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and arranged and managed by AGA Assistance Australia Pty Ltd. Before making a decision please refer to the Product Disclosure Statement, available at www.rac.com.au or by calling 1300 655 179/ from our branches etc. AGA Assistance Australia Pty Ltd pays RAC Travel Services commission which is a percentage of your premium. For details ask us before we provide you with any services on these products.