Will my children be covered by my Insurance? And what policy benefits and limits are applicable?

Yes, your children and your grandchildren are covered, provided they are travelling with you, up to the age of 25 and not working full time. They must be listed on your Certificate of Insurance and are covered for free provided they do not require a medical assessment for a Pre-existing Medical Condition. If you choose our Ski and Winter Sports option, they’ll be covered for this as well. If you have omitted to list them, please contact us before you leave.

What policy benefits and limits 
are applicable for my children and grandchildren?

Your children and grandchildren will be covered under each section of the policy with the limit to be paid from the insured adult sum insured. For example if a claim is made under Section 13 Travel Delay the maximum amount that is paid for 1 adult and 1 child combined is $3,000. Please note there are 4 sections of the policy whereby the limits are itemised per person which includes children and grandchildren. Please refer to the Product Disclosure Statement for further details.

More FAQs about: