Get RAC Income Protect and look after one of your most valuable assets – your income.
With RAC Income Protect, you'll get:
Get cover for up to 75% of your income to a maximum of $10,000* per month to help you maintain your lifestyle until you are able to return to work.
Receive your nominated monthly benefit or 75% of Pre-Disablement Income, whichever is lower (max. $10,000/month).
Get comprehensive cover from the moment your application is accepted.
Easy to apply - just answer a few questions online to get your quote.
Enjoy 5% off when you and your partner both take out cover on the same RAC Life Insurance product policy.
When you purchase an RAC Life Insurance product you get access to the award-winning AIA Vitality rewards program, which offers you rewards on travel, shopping, fitness devices, entertainment and much more just for being healthy. Plus you also get access to all the benefits and discounts that come with being a member of the RAC.
No premiums are payable by you for up to 12 months whilst you are taking Parental Leave or are Involuntarily Unemployed, and your cover remains in place.
No premiums are payable for you whilst you are on claim and receiving benefits.
If you die whilst on claim and receiving benefits, we will pay an additional benefit of three times your monthly benefit.
Extra benefits with AIA Vitality
^ The 15% online discount offer is applied to all new RAC Life Protect, RAC Accident Protect and RAC Income Protect policies purchased.
* Limited to 75% of your Pre-Disability Income.
The RAC Life Insurance suite of products is distributed by RAC Distribution Pty Ltd (RACD), an authorised representative of, AIA Financial Services Limited , AFSL 231109 (AIAFS) and is issued by AIA Australia Limited, AFSL 230043 (AIAA). RAC is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold RAC Life Protect, RAC Accident Protect or RAC Income Protect products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors.
AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see
aiavitality.com.au. Partner terms and conditions may also apply.