Get RAC Life Protect and look after those that matter most to you with cover from $100,000 to $1,000,000.
With RAC Life Protect, you'll get:
Get comprehensive cover from the moment your application is accepted.
Easy to apply - just answer a few questions online to get your quote.
Advance payment of $15,000 to assist your family with any immediate expenses.
Get an increase of 1% each year on your insured amount on selected benefits for the first 10 years at no extra cost^
Enjoy 5% off when you and your partner both take out cover on the same RAC Life Insurance product policy.
When you purchase an RAC Life Insurance product you get access to the award-winning AIA Vitality rewards program, which offers you rewards on travel, shopping, fitness devices, entertainment and much more just for being healthy. Plus you also get access to all the benefits and discounts that come with being a member of the RAC.
Apply for up to $250,000 for an Event like heart attack or cancer.
Apply for up to $750,000 for an injury or sickness that prevents you from working again.
Apply for up to $50,000 to support your family if your insured child suffers an Event like cancer or bacterial meningitis.
Extra benefits with AIA Vitality
* The 15% online discount offer is applied to all new RAC Life Protect, RAC Accident Protect and RAC Income Protect policies purchased.
#Premiums vary. The example is based on a 35-year-old female non-smoker with $170,000 Life cover and no health loadings. Total premium based on the example is $217.85 per annum.
^Bonus cover on selected benefits, which increases the amount that you're insured for by 1% a year, for the first 10 years of your cover – at no extra cost. Annual CPI Premium increases do apply.
The RAC Life Insurance suite of products is distributed by RAC Distribution Pty Ltd (RACD), an authorised representative of, AIA Financial Services Limited , AFSL 231109 (AIAFS) and is issued by AIA Australia Limited, AFSL 230043 (AIAA). RAC is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold RAC Life Protect, RAC Accident Protect or RAC Income Protect products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors.
AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see
aiavitality.com.au. Partner terms and conditions may also apply.