Hurry! Competition closes October 31, 2020

How does the competition work?

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To go in the draw

Get an RAC Life Protect or Income Protect quote or policy before October 31 and you will automatically go in the draw#.

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Purchase a policy to increase your chances

Take out an RAC Life Protect or Income Protect policy to gain additional entries.

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Winner drawn

The winner will be drawn and contacted via phone on November 16.

RAC Life Protect and RAC Income Protect

What would happen if you were no longer here or unable to work? Help protect your family's financial future.

Save 10% online^

life insuranceRAC Life Protect

When you are no longer here to offer financial protection in person

  • Money bag

    Get a quote or policy to go in the draw to win your mortgage or rent paid for a year up to $30,000*

This is one of the greatest gifts you can give your family, a lump sum payment to help ensure their financial security when you are gone.

  • Comprehensive life insurance cover from $100,000 up to $1,000,000.
  • Immediate cover; you’re covered as soon as your application is accepted
  • Access to AIA Vitality
  • No medical tests
  • Advance payment of $15,000 in the event of death which can help to assist your family with any immediate expenses.

Optional extras include

  • Total and permanent disability
  • Trauma cover
  • Children’s trauma cover
  • Bonus cover
Save 10% online^

Dollar sign inside a shieldRAC Income Protect

If you become sick or injured and are unable to work

  • Money bag

    Get a quote or policy to go in the draw to win your mortgage or rent paid for a year up to $30,000*

Income protection can help pay your rent or mortgage, living expenses, utilities, school fees, child care and similar expenses until you are able to return to work.

  • $1000 to $10,000† cover per month
  • Immediate cover; you’re covered as soon as your application is accepted
  • Access to AIA Vitality
  • No medical tests
  • Cover for specific injuries, such as a fractured leg or arm even if you are able to keep working

A key consideration

  • How long can you support your family without your current income?

Competition FAQs

Competition terms & conditions (PDF 95KB)


*Competition t&cs apply, see competition terms & conditions. The RAC Life Insurance suite of products is distributed by RAC Distribution Pty Ltd (RACD), an authorised representative of, AIA Financial Services Limited , AFSL 231109 (AIAFS) and is issued by AIA Australia Limited, AFSL 230043 (AIAA). RACD is a distributor only; it does not sell, issue or guarantee those products. You should consider factors like your objectives, financial situation and needs and read the relevant PDS available at rac.com.au before deciding to acquire or continue to hold RAC Life Protect or RAC Income Protect products.

^ The 10% online discount offer is applied to all new RAC Life Protect and RAC Income Protect policies purchased online.

# Each quote or policy for either RAC Life Protect or RAC Income Protect will count as one entry. A maximum of one quote and one policy per product, per person, will be counted as an entry. A maximum of 4 entries per person will be allowed.

† Limited to 75% of your Pre-Disability Income.

AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see aiavitality.com.au. Partner terms and conditions may also apply.