RAC Finance provides two types of protection to ensure you have peace of mind when taking out a loan

Credit Protection

It's important to put plans in place that will help you and your family when you most need it. You can protect your loan should there be an unforseen event such as death, accident, sickness or involuntary unemployment:

  • Easy to apply for, with no medical examinations and automatic acceptance to set limits
  • In the event of death, the remaining balance of your loan will be paid out.
  • Three types of cover:
    • Gold: Covers life, involuntary unemployment, accident and sickness
    • Silver: Covers life, accident and sickness
    • Bronze: Covers life only

Autosure Protection

If your vehicle is declared a total loss and your comprehensive motor insurance policy payout doesn't cover the remaining loan balance on your finance, Autosure Protection can help:

  • Reduce any shortfall between insurance payout and the remaining loan balance up to $15,000.
  • Protect your credit rating.
  • One off payment of $3,000 for inconvenience suffered - as part of optional Benefits Plus cover. 
  • Covers full term of loan and can be included in the loan.

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Terms and Conditions 

Important information about protecting your loan

Credit Protection is issued by St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL No. 239649 and St Andrew's Life Insurance
Pty Ltd ABN 98 105 176 243 (collectively referred to as St Andrew's). This insurance is not compulsory and can be obtained from an insurer of your choice. The information provided above is general only and does not consider your objectives, financial situation or needs. To decide if this product is right for you and for full terms and conditions (including waiting periods, limitations and exclusions), read carefully the Product Disclosure Statement or speak to a financial adviser. RAC Finance is authorised by St Andrew's to provide general advice, to arrange Credit Protection, and receives a commission of up to 20% for arranging this insurance.

Autosure Protection is issued by St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL No. 239649 (referred to as St Andrew's). This insurance is not compulsory and can be obtained from an insurer of your choice. The information provided above is general only and does not consider your objectives, financial situation or needs. To decide if this product is right for you and for full terms and conditions (including waiting periods, limitations and exclusions), read carefully the Product Disclosure Statement or speak to a financial adviser. RAC Finance is authorised by St Andrew's to provide general advice, to arrange Autosure Protection and receives a commission of up to 30% for arranging this insurance.