Debt consolidation

Debt Consolidation

Get an RAC personal loan to consolidate your debts.

We can help make a stressful situation happier and place you on the road to managing your debt.

If you are tied down with debt from credit cards, store cards or other loans, debt consolidation in the form of a personal loan can help manage the debt. A personal loan with a lower fixed rate makes paying off debt easier and provides a disciplined repayment structure by rolling several debts into one loan with one monthly repayment obligation.


RAC personal loans are a perfect fit for consolidating your debts with:

A competitive interest rate lower than the rate of many credit cards and store cards.
NO monthly fees.
Fixed rate = fixed repayments making budgeting easier.

Like 2% p.a. off your interest rate?
All RAC members save 2% p.a. on the standard interest rate, plus members get a discounted establishment fee.


Get an online quote
Retrieve an existing quote
Call 131703 for a loan quote

Loan Calculator

Try our loan repayment calculatorSee what your RAC loan repayments will be.

Loan calculator