Whatever you need a personal loan for, RAC Finance can lend you just about any amount of money at great rates and with flexible payment options and loan terms to suit you. Apply online for a quick turnaround and get your loan with a local WA brand you can trust.
Loans for almost any purpose
Car Loan
A personal loan can be just what you need so you can afford to upgrade to something newer.
Debt Consolidation
Personal loans are a good option to consolidate your debts and organise finances. There's no better time to get control of your finances than now.
Home improvements
If you've got an endless list of DIY home improvement projects you can't wait to start but can't quite afford, a personal loan can be a great way of bringing your projects to life.
Holiday or travel
Are you looking for a well-earned getaway? A personal loan can help you afford the holiday you really want.Calculate your loan repayments
Why get a loan with RAC Finance?
- RAC Finance does pre-approvals
- Competitive interest rates with no monthly or ongoing fees. None.
- Fast 7 working hour approval*
- Between Monday and Friday, 8.30am to 5.00pm. Cheques available within 24 hours of approval.* - Fixed interest rate
- Rate is fixed for the term of the loan so your repayments remain the same, even if official rates increase. - Flexible loan terms from 3 to 7 years
- Flexible repayment options
- Monthly or fortnightly by BPAY, direct debit, cash, cheque or at an RAC Member Service Centre.
* Applications subject to RAC Finance Limited lending criteria. Fees and charges are payable. Funds available via cheque within 1 working day provided that approved customers supply required documentation to RAC Finance by midday on any working day. Terms and conditions apply. Australian Credit Licence 387972
View useful RAC Finance documents regarding your loan.
Don't wait
What is the power of membership?
You become part of RAC
We don’t have shareholders, just members. We reinvest our profits back into our members and the community for the better of WA.
Discounts & special offers
As an RAC member, you get access to great benefits, like discounts on over 100 retail partners and RAC products & services.
Creating a better WA
By being a member, you support the work we do around road safety, the environment and mobility to create a better WA.* Applications subject to RAC Finance Limited lending criteria. Fees and charges are payable. Funds available via cheque within 1 working day provided that approved customers supply required documentation to RAC Finance by midday on any working day. Terms and conditions apply. Australian Credit Licence 387972
