Storm damage emergency | Home Insurance FAQ

Is my car covered for storm damage?

If you have a current comprehensive car insurance policy with RAC, your car is covered if it is damaged or destroyed by a storm (including a cyclone) – up to your sum insured. Check the PDS for details.

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When does RAC need to assess my fence for storm damage?

We may need to assess the damage before settling your claim if your fence has extensive damage. We’ll advise you if this is required.

What happens if my fence repair costs amount to more than my payment from RAC?

If the cash amount doesn't cover your costs, please send us your quote. We'll review the amount in your quote and discuss your options. Email claims@rac.com.au with your claim number in the subject line.

My fence has been damaged by a storm can you replace it?

You can claim online for your storm damaged fence 24/7. Once you’ve lodged a claim and we’ve approved it, we’ll arrange settlement so you can organise a repair or replacement. You’ll need to discuss repair or replacement options with your neighbour if you share a fence with them.

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Insurance Storm claims FAQs

Insurance Storm Claim FAQ

Is my car covered for storm damage?

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