Our range of travel insurance plans are flexible to suit your needs and budget. Feel prepared, no matter where you choose to travel. Now with limited Covid-19 benefits for International and Domestic Comprehensive Cover and Cruise Cover. Get a quote today.

International Comprehensive

Relax and enjoy your holiday with RAC's premium travel insurance. Provides a wide range of benefits and the highest level of cover.

Domestic Comprehensive

Cover for when you're travelling within Australia. Applies to travel 250km away from residential home.

International Essentials

Be prepared against unexpected medical costs, cancellations, lost or damaged luggage, and personal liability from the minute you step out your door until you return home.

Annual Multi-Trip

Planning two or more trips this year? This policy could save you time and money. 

Medical Only

There’s nothing more important than your health. Medical Only cover is unlimited# protection when you’re travelling overseas.

Rental Vehicle Excess

Renting a car or campervan? Don't risk unexpected costs#.

Compare our policies

Which cover is right for you?

International Comprehensive .this is the Now with COVID-19 Benefits choice. International Essentials Medical Only
Cancellation Fees# per Adult
Cancellation Fees# per Adult $unlimited^^ $25,000
Travel Agent Fees per Adult
Travel Agent Fees per Adult $4,000 $2,000
Overseas Medical and Hospital per Adult
Overseas Medical and Hospital per Adult $unlimited** $unlimited** $unlimited**
Cash in hospital# per Adult
Cash in hospital# per Adult $6,000 $3,500 $1,500
Overseas Dental#+ per Adult
Overseas Dental#+ per Adult $unlimited** $2,000 $500
Funeral Expenses Overseas per person
Funeral Expenses Overseas per person $20,000 $15,000 $10,000
Luggage# per Adult
Luggage# per Adult $15,000 $7,500 $2,000
Travel Documents per Adult
Travel Documents per Adult $5,000 $1,500
Luggage Delay per Adult
Luggage Delay per Adult $750 $500
Personal Money per Adult
Personal Money per Adult $500 $250
Emergency Expenses# per Adult
Emergency Expenses# per Adult $unlimited^^ $25,000 $5,000
Resumption of Travel per Adult
Resumption of Travel per Adult $5,000 $1,500
Special Events per Adult
Special Events per Adult $5,000 $2,000
Accidental Death* per person
Accidental Death* per person $25,000 $15,000
Accidental Disability* per person
Accidental Disability* per person $25,000 $15,000
Your Legal Liability per Adult
Your Legal Liability per Adult $10,000,000 $10,000,000 $10,000,000
Rental Vehicle Excess# per Adult
Rental Vehicle Excess# per Adult $8,000 $4,000
Loss of Income# per Adult
Loss of Income# per Adult $10,400 $5,200
Financial Default# per Adult
Financial Default# per Adult $10,000 $5,000
Domestic Pets^# per policy
Domestic Pets^# per policy $650
Domestic Services^# per person
Domestic Services^# per person $1,500
Travel Delay# per Adult
Travel Delay# per Adult $3,000 $1,500
Hijack and Kidnap*# per person
Hijack and Kidnap*# per person $10,000 $5,000
Covid-19 Benefits
COVID-19 Overseas Medical and Hospital Emergency Expenses#
COVID-19 Overseas Medical and Hospital Emergency Expenses# $Unlimited^^
COVID-19 Cancellation Fees and Lost Deposits per Adult
COVID-19 Cancellation Fees and Lost Deposits per Adult $3,500 combined limit
COVID-19 Additional Expenses# and Special Events per Adult
COVID-19 Additional Expenses# and Special Events per Adult $3,500 combined limit
COVID-19 Travel Delay# per Adult
COVID-19 Travel Delay# per Adult $3,500 combined limit
Ski and Winter Sports Optional cover
Overseas Medical and Hospital per Adult
Overseas Medical and Hospital per Adult $Unlimited** $Unlimited**
Equipment hire^ per policy
Equipment hire^ per policy $2,000 $1,000
Ski pack^ per policy
Ski pack^ per policy $1,000 $500
Piste Closure^# per policy
Piste Closure^# per policy $1,000 $500
Bad Weather and Avalanche^ per policy
Bad Weather and Avalanche^ per policy $1,000 $500
Lift Pass per Adult
Lift Pass per Adult $500 $250
Quote Quote Quote

You can also call 1300 655 179 or visit any of these metro RAC branches to get a quote. Travel insurance is also available from RAC regional branches: Bunbury, Albany, Kalgoorlie and Geraldton.


# Limits and sub-limits apply
^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
** $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including that arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify us as soon as practicable of your admittance to hospital.
* This cover is per person listed in your policy
^ This cover is per policy

Terms and conditions apply. This advice is general advice only. Please refer to the Product Disclosure Statement before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances. This product is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (ABN 80 000 438 291 AFSL 246548).

# Medical benefit expenses will not be incurred for more than 12 months from the time of first receiving treatment for the injury or illness. Limits, exclusions and conditions apply.