Receive one month free*

When you purchase Life Insurance or Income Protection. Apply for cover by 30 September 2022.


 

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Some features of RAC Life Insurance, issued by NobleOak

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Award winning cover

Brought to you by NobleOak, Australia's most awarded Direct Life Insurer of 2021^ with over 140 years heritage.
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Claims process

Apply over the phone with help from the RAC Life Insurance team. All claims made are managed by a team of dedicated claims consultants.
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Tailored by you

Your policy is a fully underwritten product tailored by you. Fully underwritten cover helps reduce unforeseen delays or surprises in the event of a claim.
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Become an RAC member

When you purchase any RAC Life Insurance policy, you'll become an RAC member - with access to extra benefits.

Cover available

Brought to you by NobleOak, one of Australia’s longest standing life insurers with over 140 years heritage.

life insuranceLife insurance

Pays a lump sum if you die or become terminally ill

  • Cover for death and terminal illness
  • Apply for cover up to $25 million (if you are aged between 16-69)
  • Funeral expenses advance of up to $15,000 of your cover amount
  • Your death benefit is advanced in full if you become terminally ill
  • A Financial Advice Benefit is available up to $5,000
  • Before you decide, please read the PDS issued by NobleOak in the Policy documents section.

  • Policy documents

The following covers are available as an option with Life insurance.

Dollar sign inside a shieldIncome protection insurance

Cover to help support lost income if you can't work due to sickness or injury

  • Cover for disability, sickness and injury
  • Insure up to 70% of pre-disability earnings for first two years of claim
  • Replaces a share of your income if you can’t work due to sickness or injury
  • Apply for cover if you are aged between 18 - 55
  • Opportunity to pause premiums and cover after 2 years of holding the policy if circumstances change
  • Before you decide, please read the PDS issued by NobleOak in the Policy documents section.

  • Policy documents

Hospital bedTrauma insurance

Lump sum cover if diagnosed with one of the critical illnesses listed in the PDS

Available as an option online with Life insurance or call for stand alone.

  • Apply for up to $2 million cover (if you are aged between 18-59)
  • Cover for 37 serious medical conditions listed in the PDS issued by NobleOak
  • A Financial Advice Benefit is available up to $5,000
  • Opportunity to pause premiums and cover after 2 years of holding the policy if circumstances change
  • Before you decide, please read the PDS issued by NobleOak in the Policy documents section.

  • Policy documents
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Any questions
Call us on 1300 342 194 Monday to Thursday 9am to 9pm or Fridays 9am to 7pm. Or you can email sales@raclifeinsurance.nobleoak.com.au

Life insurance FAQs

The RAC Life Insurance suite of products (RAC Life Insurance) is distributed and issued by NobleOak Life Limited, AFSL 247302 (NOL). NOL and its representatives handle all claims. RAC Insurance Pty Ltd does not distribute, issue or guarantee these products. The information on this website is factual information only, and is not financial advice. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) available via this website before deciding to acquire RAC Life Insurance.

You should not cancel any existing life insurance policy until you have been informed in writing that your replacement cover is in place.

RAC receives a commission from NOL for policies issued by NOL to RAC members.

*The first-month free offer is available if you apply for cover before 30 September 2022 and cover is issued. You will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer. This applies to any of the available insurance cover types which you take out.

**Life cover pricing information - premiums are payable annually or monthly. Life cover from 72c per day is an example (using premium rates current as at 18 June 2022), based on a 34 year old female non-smoker (sum insured $500,000) who pays monthly, who is accepted on standard underwriting terms, resides in WA and works in a white-collar occupation. Life cover premium rates tend to be higher for males. Premiums increase each year with age and may change in future. Your actual premium for Life cover will be based on a range of factors including your age, health, smoker status, occupation and pastimes. Cover is subject to underwriting.

^NobleOak Awards please see here.