Which cover is right for you?

Comprehensive

The highest level of protection and the most benefits.

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Cover details


  • Own motorcycle damage - Full cover
  • Accidental damage to someone else's property
  • Open rider cover
  • Lifetime guarantee on repairs
  • Temporary cover for new motorcycle
  • Agreed value
  • Travel/accommodation costs
  • Loss or damaged helmets, protective clothing and personal belongings cover
  • New motorcycle replacement
  • Lost or stolen keys
  • Accidental death benefit

Optional extra

  • Courier and food delivery cover

Third party fire & theft

Covers damage to someone else’s property and some limited protection for your motorbike.

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Cover details


  • Own motorcycle damage - Fire, theft and by an uninsured vehicle
  • Accidental damage to someone else's property
  • Open rider cover
  • Lifetime guarantee on repairs
  • Temporary cover for new motorcycle
  • Agreed value

Optional extra

  • Courier and food delivery cover

Third party property damage

Includes damage to someone else’s property, great if you're on a budget.

Get a quote

Cover details


  • Accidental damage to someone else's property
  • Own motorcycle damage - By an uninsured vehicle
  • Open rider cover
  • Lifetime guarantee on repairs
  • Temporary cover for new motorcycle

Optional extra

  • Courier and food delivery cover

Great reasons to choose RAC

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Members save up to 10%

Existing Bronze members save 4%, Silver members save 5%, Gold and Gold Life members save 10% on motorcycle insurance.
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Local claims team

Our local claims team are WA based, like you are. We understand your needs and are always ready to help.
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Become an RAC member

When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners and RAC products & services.
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Switch online and save $50

in your first year.
Switch and save $50 in your first year

$50 switch online discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.

This product is issued by RAC Insurance Pty Limited. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS to see if the policy is right for you.