Whether you are after a loan for a new or second-hand car, or looking to refinance, RAC offers loans that are quick, simple to understand and, most importantly, a really great deal.

Why choose RAC Finance for your car loan?

Here's just a few of the benefits


Fixed interest rate from 6.20%

Fixed interest rate from 6.20% to get your dream car

No ongoing fees

We won’t charge you any monthly fees on your loans

Quick turnaround

Get your loan approved in 7 working hours1 and receive the money fast

Fixed interest rates from only 6.20%

Loan amount Interest rates Comparison rate2
Secured loans
$8,000 - $14,999 9.00% p.a. 10.86% p.a.
$15,000 - $24,999 7.50% p.a. 8.21% p.a.
$25,000 - $44,999 6.70% p.a. 7.08% p.a.
$45,000 and over 6.20% p.a. 6.58% p.a.
Unsecured loans
All unsecured loans 13.50% p.a. 15.41% p.a.

Get a quote & apply

Calculate your repayments and apply for a loan

Frequently Asked Questions

Not right for you?

Considering a different personal loan? Take a look at the other personal loan options