Home insurance you can rely on from WA’s most trusted home insurer.


Whether you’re a homeowner, renter or landlord, keep the things you care about covered with RAC Home Insurance. You’ll get a local claims team on the ground ready to help seven days a week, plus RAC member benefits for savings every day.

RAC Member card graphic

Save more on your policy

  • Buy online and save up to $70 
  • Save 15% when you combine your home and contents insurance 
  • Existing RAC members could save up to 10% - Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10%
  • Save on your contents with an alarm system - Save up to 12.5% for an alarm system or up to 25% for an RAC monitored alarm.
  • Increase your excess to reduce your monthly premium

Why RAC?

Member benefits

Discounts & special offers

As an RAC member, you get access to great benefits, like discounts on over 100 retail partners and RAC products & services.

Discounts & special offers

RAC for WA

Creating a better WA

By being a member, you support the work we do around road safety, the environment and mobility to create a better WA.

Giving back to WA

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You become part of RAC

We don’t have shareholders, just members. We reinvest our profits back into our members and the community for the better of WA.

More about RAC

$70 and $35 online discount apply to first year of insurance only.

These products are issued by RAC Insurance Pty Ltd.  Benefits are subject to policy conditions and PED Guide.
Before you make a decision, please check the PDS to see if the policy is right for you.