^Discount applies to new policy holders and for the first year of insurance only.

You're making the right choice with RAC Insurance

Whether you're a homeowner, renter or landlord, keep the things you care about covered with RAC Home Insurance.


Combine & save

Save 15% when you combine your home and contents insurance


Online discounts

By purchasing online you can save up to $70 in your first year


Save up to 25%

On your contents insurance if you have an RAC monitored alarm


Become an RAC member

When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners or RAC products & services


Members save up to 10%

Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10% on home & contents, building, contents and renter's insurance


Local claims team

Our local claims team are WA based, like you are. We understand your needs and are always ready to help

Home and Contents replacement cost calculators


Building calculator

Answer some questions about your building to get an estimate of what it would cost you to replace it.

Building calculator

Find out more about Building Insurance


Contents calculator

Get an estimate for the cost of replacing the contents of your home. List actual items for a more accurate estimate.

Contents calculator

Find out more about Contents Insurance

Award winning home insurance

Our members are at the heart of everything we do. Join WA's most recommended home insurer with the best claims experience and most satisfied home insurance customers, as voted by you.

most recommended
Excellent Claims Experience
CANSTAR 2019 - Most Satisfied Customers - Home Insurer - WA_OL
CANSTAR 2020 - Most Satisfied Customers - Home Insurer - WA_Ol

The $70 and $35 discounts apply to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.

These products are issued by RAC Insurance Pty Limited.  Benefits are subject to policy conditions and PED Guide.
Before you make a decision, please check the PDS to see if the policy is right for you.