Home insurance you can rely on from WA’s most trusted home insurer.

Whether you’re a homeowner, renter or landlord, keep the things you care about covered with RAC Home Insurance. You’ll get a local claims team on the ground ready to help seven days a week, plus RAC member benefits for savings every day.

RAC Member card graphic

Save more on your policy

  • Switch online and save $35 in your first year
  • Save 15% when you combine your home and contents insurance 
  • Existing RAC members could save up to 10% - Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10%
  • Save on your contents with an alarm system - Save up to 12.5% for an alarm system or up to 25% for an RAC monitored alarm.
  • Increase your excess to reduce your monthly premium

What is the power of membership?

Member benefits

Discounts & special offers

As an RAC member, you get access to great benefits, like discounts on over 100 retail partners and RAC products & services.

Discounts & special offers

RAC for WA

Creating a better WA

By being a member, you support the work we do around road safety, the environment and mobility to create a better WA.

Giving back to WA


You become part of RAC

We don’t have shareholders, just members. We reinvest our profits back into our members and the community for the better of WA.

More about RAC

The $70 and $35 discounts apply to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.

These products are issued by RAC Insurance Pty Limited.  Benefits are subject to policy conditions and PED Guide.
Before you make a decision, please check the PDS to see if the policy is right for you.