Home insurance - the basics
Buying your first home? or just want to know the basics...
^Discount applies to new policy holders and for the first year of insurance only.
You're making the right choice with RAC Insurance
Whether you're a homeowner, renter or landlord, keep the things you care about covered with RAC Home Insurance.
Combine & save
Save 15% when you combine your home and contents insurance
Online discounts
By purchasing online you can save up to $70 in your first year
Save up to 25%
On your contents insurance if you have an RAC monitored alarm
Become an RAC member
When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners or RAC products & services
Members save up to 10%
Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10%
Local claims team
Our local claims team are WA based, like you are. We understand your needs and are always ready to help
Home and Contents replacement cost calculators
Building calculator
Answer some questions about your building to get an estimate of what it would cost you to replace it.
Contents calculator
Get an estimate for the cost of replacing the contents of your home. List actual items for a more accurate estimate.
Award winning home insurance
The quality experts at Canstar have surveyed over 5,500 home insurance policy holders across 32 insurers nationally and awarded RAC as Western Australia’s Most Satisfied Customers – Home Insurer Award in 2019. It’s proof we have some of the happiest members and reinforces our commitment to providing the best insurance products and member experience for WA.
What's included in these covers?
Before you decide, please read our policy documents.
Manage your account
You can update your policy information or pay a bill here.
The $70 and $35 discounts apply to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.
These products are issued by RAC Insurance Pty Limited. Benefits are subject to policy conditions and PED Guide.
Before you make a decision, please check the PDS to see if the policy is right for you.
