Whether you drive a little or a lot, RAC Car Insurance has cover to suit you - and we keep it simple and reliable. You also get great benefits from being an RAC member, so you can make savings every day.

Which one is right for you?

We keep it simple with three types of cover. Find the RAC Car Insurance cover to suit you.

Most popular

Comprehensive

Highest level of cover for loss, destruction or damage

  • $100 off online for the first year
  • Own car damage
  • Damage to other people’s car or property
  • Open driver cover
  • Windscreen & window glass cover after accident
  • Hire car after fire & theft
  • No claim bonus discount
  • Child seat replacement

Optional extras include Classic Roadside Assistance, hire car after accident and protecting your no claim bonus.

Third party fire & theft

Covers your car for fire & theft, plus damage to other people’s cars

  • $30 off online for the first year
  • Fire & theft damage to your car
  • Damage to your car by uninsured drivers
  • Open driver cover
  • Hire car after fire & theft

Third party

Covers damage to another person’s car or property

  • $30 off online for the first year
  • Damage to your car by uninsured drivers
  • Open driver cover

$100 or $30 switch online discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online. *Conditions apply.  Visit the Less Emissions page for full conditions.  

Comprehensive, Third party fire and theft and Third party insurance are issued by RAC Insurance Pty Limited. Benefits are subject to policy conditions and PED Guide.  Before you make a decision, please check the PDS to see if the policy is right for you.


RAC Classic Car Insurance is underwritten by RACQ Insurance Limited ABN 50 009 704 152 (‘RACQ’). Famous Insurance Agency Pty Ltd ABN 66 168 467 561 is authorised to arrange and issue this insurance as agent of RACQ. RAC Insurance Pty Limited ABN 59 094 685 882 has been authorised by Famous to act as its agent in referring you to them. Classic Car Insurance policy holders are not eligible for RAC membership. Before you make a decision, please check the PDS to see if the policy is right for you. Conditions, limits and exclusions apply.