Compare car insurance from WA's most trusted car insurer

Comprehensive .this is the Most popular choice. Third party fire & theft Third party
Covers fire & theft of your car plus accidental damage to others property Covers accidental damage to another's car or property
Own car damage
Own car damage Limited Uninsured vehicle only
Cover for other licensed drivers
Cover for other licensed drivers Yes Yes
Lifetime guarantee on repairs
Lifetime guarantee on repairs Yes Yes
Legal liability
Legal liability Yes Yes
Temporary cover for your new car
Temporary cover for your new car Yes Yes
Towing
Towing Yes Yes Only after an accident caused by an uninsured vehicle
Agreed value
Agreed value Yes
Hire car after fire, theft or attempted theft
Hire car after fire, theft or attempted theft Yes
Automatic cover for accessories
Automatic cover for accessories Yes
Cover for your keys
Cover for your keys Yes
Tools of the trade
Tools of the trade
Travel/ accommodation costs
Travel/ accommodation costs
Lost or damaged personal belongings
Lost or damaged personal belongings
New car replacement
New car replacement
Accidental death benefit
Accidental death benefit
Windscreen & window glass
Windscreen & window glass
Hire car after accident
Hire car after accident
Quote Details Quote Details

Choose the insurance that’s right for you

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Low emissions car?

Save up to 25% on your comprehensive car insurance premium*

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Members save up to 10%

Existing Bronze members save 5%, Silver members save 7.5%, Gold members save 10% on their comprehensive car insurance premium.^

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Local claims team

Our local claims team are WA based, like you are. We understand your needs and are always ready to help

Award winning car insurance

Our members are at the heart of everything we do. Join WA's most recommended car insurer with the best claims experience and most satisfied car insurance customers, as voted by you.

CANSTAR 2019 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2020 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2021 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2022 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2023 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2024 - Most Satisfied Customers - Car Insurer - WA
Most recommended
Excellent claims experience
Most recommended
Outstanding customer satisfaction

Car Insurance FAQs

* Conditions apply. Discount may be subject to minimum premiums. Visit the Less Emissions Mission page for further information.

^ Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members may be entitled to a discount on insurance once they've been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.

This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets. Please see the target market determination for a product for further information. Cover and benefits are subject to conditions, limits and exclusions as set out in the PDS and PED Guide. Before you make a decision, please check the policy documents to see if the policy is right for you.