Whether you're looking to explore up north or down south, RAC offers caravan loans that are competitive and simple, so you can get on the road sooner.
Why choose RAC Finance for your caravan loan?
Here's just a few of the benefits
Fixed interest rate from 5.45%
Fixed interest rate from 5.45% to get your dream caravan
No ongoing fees
We won’t charge you any monthly fees on your loan
Quick turnaround
Get your loan pre-approved in 7 working hours1 and receive the money fast
Easy to apply
Apply online, over the phone on 13 17 03 or in person at one of our Member Service Centres.Fixed interest rates from only 5.45%
| Loan amount | Interest rates | Comparison rate2 |
|---|---|---|
| Secured loans | ||
| $8,000 - $14,999 | 8.25% p.a. | 10.27% p.a. |
| $15,000 - $24,999 | 6.75% p.a. | 7.52% p.a. |
| $25,000 - $44,999 | 5.95% p.a. | 6.36% p.a. |
| $45,000 and over | 5.45% p.a. | 5.86% p.a. |
| Unsecured loans | ||
| All unsecured loans | 13.00% p.a. | 15.07% p.a. |
There are no monthly account-keeping fees with RAC Finance. A one-off establishment fee of $299^ plus an $8.00 Personal Properties Securities Registration (PPSR) fee may apply. An early termination fee of $225 may apply if a loan is paid out in the first 24 months.
Get a quote & apply
Calculate your repayments and apply for a loan
Frequently Asked Questions
Applicants need to be:
- Over 18 years of age
- Be receiving an income
- Hold a valid Australian driver's licence or learner's permit
- Security must be registered in WA at time of loan settlement
- You're an Australian Citizen or permanent resident and reside in WA
- Free from bankruptcy for 7 years
Yes. Docusign is an online platform that allows you to receive, accept and sign your documents with RAC Finance online. This means it's easier for you to accept your loan contract and speed up the time to process your loan.
Once we receive your signed loan documents and the loan has settled, your funds can be received.
- Funds via EFT or BPAY will arrive in the following 24 – 48 hours (time frames may vary depending on your bank)
There are no monthly account-keeping fees with RAC Finance. A one-off establishment fee of $299^ plus an $8.00 Personal Properties Securities Registration (PPSR) fee may apply. An early termination fee of $225 may apply if a loan is paid out in the first 24 months.
RAC Finance will only fund the caravan purchase once your signed loan documents have been received and your caravan loan has settled. Please contact RAC Finance on 1300 736 290 to discuss your personal circumstances further.
The caravan will need to be registered in WA prior to RAC Finance funding the caravan purchase. Please contact RAC Finance on 1300 736 290 to discuss your personal circumstances further.
Not right for you?
Considering a different personal loan? Take a look at the other personal loan options
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