Why choose RAC for your caravan loan?

Here’s just a few of the benefits


Competitive interest rates from 7.95% p.a. (Comparison rate 8.45% p.a.)

Know what your repayments will be with a fixed interest rate.

Computer graphic
Computer graphic

Sign your loan contract easily online

Quick, easy digital signing option.


No ongoing fees

We won’t charge you any monthly fees on your loan.


Quick turnaround

Get your loan pre-approved in 7 working hours1 and receive the money fast.


Local service

Friendly service from a local, WA member organisation.


Easy to apply

Complete an online quote and apply online, call 13 17 03 or apply in person at one of our Member Service Centres.

Get a quote & apply

Calculate your repayments and apply for a loan

Fixed interest rates from only 7.95% p.a.
Comparison rate 8.45% p.a.

Loan amount Interest rates Comparison rate2
Secured loans
$8,000 - $29,999 12.25% p.a.  12.77% p.a. 
$30,000 - $49,999 10.80% p.a.  11.32% p.a.
$50,000 - $69,999 8.95% p.a. 9.46% p.a.
$70,000 and over 7.95% p.a. 8.45% p.a. 
Unsecured loans
All unsecured loans 16.50% p.a. 17.03% p.a. 

There are no monthly account-keeping fees with RAC Finance. A one-off establishment fee of $3491 plus an $8.00 Personal Properties Securities Registration (PPSR) fee may apply. An early termination fee of $400 may apply if a loan is paid out in the first 24 months.

Frequently Asked Questions

1 Applications subject to RAC Finance Limited lending criteria. Fees and charges are payable. If the conditions of your loan have been met, the loan contract will be available for electronic signing the following business day and the funds will be processed by BPAY or EFT – 24-48 hours from settlement. Time frames may vary depending on your bank. Terms and conditions apply. Australian Credit Licence 387972. View useful RAC Finance documents regarding your loan.

2 The comparison rates are based on a $30,000 personal secured loan for a five year term. Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts will result in different comparison rates.

This information may be regarded as general advice. That is, your personal objectives, needs or financial situation were not taken into account when preparing this information. Accordingly, you should consider its appropriateness, having regard to your own objectives, financial situation and needs before acting on it.