RAC Finance investments offer an Australian dollar, fixed interest, fixed term investment with varying investment options.

*RAC Finance is a wholly owned subsidiary of RACWA Holdings Pty Ltd which in turn is wholly owned by the Royal Automobile Club of WA (Inc). The Royal Automobile Club of WA (Inc) and
RACWA Holdings Pty Ltd do not guarantee your investment but they are committed to RAC Finance’s role as a financier.

 

Thinking of investing? Think RAC Finance

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How much can I invest?

We can accept investments ranging from $5,000 to $400,000.
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What investment terms can I choose?

Flexible terms ranging from 6 months to 4 years.
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How do I apply?

Apply online, by email, mail or in person at one of our Member Service Centres.

View the current RAC Finance Prospectus #36 (PDF 642KB)

Choose a term that works for you

6 Months 1 Year 2 Years 3 Years 4 Years
Monthly Interest - 1.95% 1.90% 1.90% 1.95%
3 Monthly Interest - 2.00% 1.95% 1.95% 2.00%
6 Monthly Interest 2.05% - - - -
12 Monthly Interest - 2.05% 2.00% 2.00% 2.05%

Interest payment method can be Electronic Funds Transfer or capitalisation* (*capitalisation is not available with monthly or 3 monthly interest frequency). Interest rates effective from 10 January 2020. Subject to change without notice.

How do I apply?

Financial Reports

Read more on our annual and quarterly reports


Continuous Disclosure

Investments issued by RAC Finance are not a bank deposit, are not guaranteed by RACWA Holdings Pty Ltd or the Royal Automobile Club of WA (Inc.) and carry risks including possible loss of some or all of the principal investment or interest. Details relating to investments issued by RAC Finance are contained in the RAC Finance prospectus which you should consider when making your decision whether to invest. Applications can only be made on the application forming part of the prospectus. Investments may only be made on the basis of an application form and prospectus which you should consider when deciding whether to invest. There is a risk that investors could lose some or all of their money. An investment in Secured Notes is not a bank deposit.