Car, home, health and life insurance come with fantastic member benefits
Creating a better WABy being a member, you support the work we do around road safety, the environment and mobility to create a better WA.
You become part of RACWe don’t have shareholders, just members. We reinvest our profits back into our members and the community for the better of WA.
*Competition t&cs apply, see competition terms & conditions. The RAC Life Insurance suite of products is distributed by RAC Distribution Pty Ltd (RACD), an authorised representative of, AIA Financial Services Limited , AFSL 231109 (AIAFS) and is issued by AIA Australia Limited, AFSL 230043 (AIAA). RACD is a distributor only; it does not sell, issue or guarantee those products. You should consider factors like your objectives, financial situation and needs and read the relevant PDS available at rac.com.au before deciding to acquire or continue to hold RAC Life Protect or RAC Income Protect products.
RAC Insurance Pty Ltd (ABN 59 094 685 882, AFSL 231222) issues the general insurance products (apart from classic car, pet and travel insurance) displayed on this page and has taken all reasonable measures to ensure that material contained on this website, relevant to it and its products, is correct. RAC Insurance Pty Ltd reserves the right to vary, modify, add and delete its pricing, terms and conditions and any benefits at any time, without notice.
RAC Insurance Pty Ltd is a wholly owned subsidiary of the Royal Automobile Club of WA Inc.
RAC Classic Car Insurance is underwritten by RACQ Insurance Limited ABN 50 009 704 152 (‘RACQ’). Famous Insurance Agency Pty Ltd ABN 66 168 467 561 is authorised to arrange and issue this insurance as agent of RACQ. RAC Insurance Pty Limited ABN 59 094 685 882, has been authorised by Famous to act as its agent in referring you to them.
The RAC Life Protect and RAC Accident Protect products are issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043) trading as RAC WA Life Insurance and distributed by RAC Distribution Pty Ltd (“RACD”) (ABN 71 092 581 470, Authorised Representative Number 238025).
RAC Insurance Pty Ltd is not authorised to arrange for the issue of, or provide financial product advice in relation to, the RAC Travel Insurance, RAC Life Protect or RAC Accident Protect products and the HCF corporate health insurance products.
RAC Life Protect and RAC Accident Protect are not products of, nor are they guaranteed by, any entity of the RAC Group encompassing the Royal Automobile Club of WA Inc and all related bodies corporate of this entity.
HCF corporate health insurance products are Issued by The Hospital Contribution Fund of Australia Limited ABN 68 000 026 746 (HCF), a registered private health insurer. RACWA Holdings Pty Ltd ABN 60 008 985 877 receives a commission for RAC members it introduces to HCF and who take out an HCF corporate health insurance product.
This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. R.A.C. Travel Services Pty. Limited (ABN 17 009 164 176, AR NO. 228577) is an authorised representative of Tokio Marine & Nichido. Its managing agent, Tokio Marine Management (Australasia) Pty. Ltd. ABN 69 004 488 455 (TMMA) is authorised to act on behalf of Tokio Marine & Nichido to issue its policies and handle and settle claims in relation to those policies, subject to the terms of the authority.