Get great service and cover from WA's most trusted car and home insurer.  
Explore RAC's range of insurance today.

Why RAC?

Car, home and life insurance come with fantastic member benefits

Member benefits

Discounts & special offers

As an RAC member, you get access to great benefits, like discounts on over 100 retail partners and RAC products & services.

Discounts & special offers

RAC for WA

Creating a better WA

By being a member, you support the work we do around road safety, the environment and mobility to create a better WA.

Giving back to WA


You become part of RAC

We don’t have shareholders, just members. We reinvest our profits back into our members and the community for the better of WA.

More about RAC

RAC Insurance Pty Ltd (ABN 59 094 685 882, AFSL 231222) issues the general insurance products (apart from classic car and travel insurance) displayed on this page and has taken all reasonable measures to ensure that material contained on this website, relevant to it and its products, is correct. RAC Insurance Pty Ltd reserves the right to vary, modify, add and delete its pricing, terms and conditions and any benefits at any time, without notice.

RAC Insurance Pty Ltd is a wholly owned subsidiary of the Royal Automobile Club of WA Inc.

RAC Classic Car Insurance is issued by Famous Insurance Agency Pty Ltd (ABN 66 168 467 561, AFS Licence No.455905) (‘Famous’) on behalf of the insurer Great Lakes Reinsurance (UK) SE (ARBN 127 740 532, ABN 18 964 580 576, AFSL 318 603) trading as Great Lakes Australia. RAC Insurance Pty Limited (ABN 59 094 685 882, AFSL 231 222) has been authorised by Famous to act as its agent in referring you to them.  Classic Car Insurance policy holders are not eligable for RAC membership.

The RAC Life Protect and RAC Accident Protect products are issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043) trading as RAC WA Life Insurance and distributed by RAC Distribution Pty Ltd (“RACD”) (ABN 71 092 581 470, Authorised Representative Number 238025).

RAC Insurance Pty Ltd is not authorised to arrange for the issue of, or provide financial product advice in relation to, the RAC Travel Insurance, RAC Life Protect or RAC Accident Protect products.

RAC Life Protect and RAC Accident Protect are not products of, nor are they guaranteed by, any entity of the RAC Group encompassing the Royal Automobile Club of WA Inc and all related bodies corporate of this entity.

RAC Travel Insurance. Limits, exclusions and conditions apply. This is general advice only. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Please refer to the Combined Financial Services Guide and Product Disclosure Statement available from RAC before making a decision about this insurance. 

This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. R.A.C. Travel Services Pty. Limited (ABN 17 009 164 176, AR NO. 228577) is an authorised representative of Tokio Marine & Nichido. Its managing agent, Tokio Marine Management (Australasia) Pty. Ltd. ABN 69 004 488 455 (TMMA) is authorised to act on behalf of Tokio Marine & Nichido to issue its policies and handle and settle claims in relation to those policies, subject to the terms of the authority.