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An online account provides you with a "Self Service" style access to your RAC product information on a 24 hour/7days a week basis. Whilst it is not necessary to have an online account, it is a convenient way to view and manage your RAC products.

During the account set up (registration) process, we will send a verification email to the email address you supply which should be opened and the "Verify now" button clicked, as confirmation that you own the email address.

You can claim online for your storm damaged fence 24/7. Once you’ve lodged a claim and we’ve approved it, we’ll arrange settlement so you can organise a repair or replacement. You’ll need to discuss repair or replacement options with your neighbour if you share a fence with them.

An excess is the amount you’re required to pay when you make a claim. This is the amount you agreed to when you purchased your policy. It can be found by viewing your policy online, on your schedule or Premium Excess and Discount (PED) Guide.

Depending on your circumstances, you may need to pay more than one type of excess. We’ll tell you if any other excess applies based on your individual risk details and claim scenario.

If you have comprehensive car insurance, just make your claim online 24/7 or call us on 13 17 03, and we will arrange for one of our glaziers to repair or replace the damaged glass.

If our glazier can repair the damage, your claim can be processed without an excess. If the damaged window glass needs to be replaced, a $100 windscreen excess may apply.

For more information please refer to our Premium, Excess and Discount (PED) Guide.

Finding the right level of life insurance cover depends on your own individual circumstances. When deciding how much cover you need, you should consider your stage of life, whether you have dependants, your debt levels and the ongoing needs of your family and loved ones.

Here is an online calculator that may be able to help you.

For income protection insurance, the level of cover available is limited to 75% of your Pre-Disability Income, to a maximum of $10,000 per month.

If you have an overseas emergency, our  travel insurance Emergency Assistance team is available 24 hours a day, 365 days a year to take your call. 

Call +61 2 8055 1697 (reverse charges from the overseas operator).

It is always a good idea to register your details with Smartraveller before you depart, at www.smartraveller.gov.au.

You will find details on how to lodge a travel insurance claim via our online claim form, or by email or phone on the How to Claim page on our website.

Your interest rate is the fee that you are charged for borrowing money. This is usually expressed as a percentage of the total loan amount.

A good indication of the total loan cost is to look at the loan comparison rate which also takes the loan fees and charges into account to provide a comparison against other financiers. Whilst seeking out a low interest rate is important, don’t forget to check those fees to understand the full cost of the loan.