HCF Health Insurance
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What do I get?

We've partnered with HCF, awarded Canstar's Outstanding Value - Health Insurance eight years in a row (2016-2023), to bring you an exclusive RAC joining offer of up to $400 Virtual Visa gift card when you join hospital & extras cover and stay for at least 3 months.# Like RAC, HCF are a member based organisation, so they are committed to putting you and your family's health first.

Find out more about HCF or call 1800 649 422.

How do I redeem?

1) Find out more about HCF Health Insurance brought to you by RAC.

2) Visit your local HCF kiosk at Lakeside Shopping Centre Joondalup, Garden City Shopping Centre or Carousel Shopping Centre.

3) Visit rac.hcf.com.au and select the level of cover that suits you.

4) You can call the dedicated RAC sales team on 1800 649 422 and select option 2, Monday to Saturday.

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Disclaimer

# Up to $400 Virtual Visa gift card for Family, Couple or Single Parent memberships. Up to $200 Virtual Visa gift card for Single memberships. The amount of the Virtual Visa gift card reward will depend upon the eligible Hospital and/or extras cover you buy via RAC.

COVER TYPE SINGLE COVER COUPLE OR FAMILY COVER
Package product (hospital & extras) $200 $400
Hospital cover only $150 $300
Extras cover only $50 $100

Ambulance cover only and Overseas Visitors Health Cover are excluded. To be eligible for the offer, you must not have been an HCF member within 2 months prior or switching to HCF. The Virtual Visa gift card redemption offer will be sent to your nominated email address after you have paid 3 months premium and you have maintained your policy for 3 months. You have 90 days to redeem the offer. Use of the Virtual Visa gift card is subject to any terms and conditions of the Virtual Visa gift card issuer. Limit of one Virtual Visa gift card per policy. Terms and conditions apply, see corporate.hcf.com.au/rac

~ 100% back from providers in HCF’s No-Gap network is available on selected covers. Waiting periods and annual limits apply. Providers are subject to change. HCF recommend that you confirm the provider prior to booking your appointment. See hcf.com.au/100back. 

Issued by The Hospitals Contribution Fund of Australia Limited ABN 68 000 026 746 (HCF), a registered private health insurer. RAC Insurance Pty Limited (ABN 59 094 685 882) receives a commission for RAC members it introduces to HCF and who take out a HCF Health Insurance product.