Rest assured that no claims information will be disclosed by HCF to RAC. HCF will only disclose your name, contact details and type of cover held to RAC for the purpose of establishing, maintaining RAC membership records or contacting you about membership. For information about how RAC manages personal information, please refer to RAC's Privacy Policy.
RAC strives to provide our members access to a comprehensive range of services to protect and enhance their lifestyle. By partnering with HCF Health Insurance, we give our members the chance to protect their most important assets: themselves and their families’ health.
Operating since 1932, HCF is Australia’s largest not-for-profit health insurer, covering over 2 million members. HCF and RAC share similar values with members at the heart of our service.
When you join HCF through RAC, you are eligible to receive an exclusive Virtual Visa gift card reward offer when you stay with HCF for 3 months.# The amount of the reward will depend on the type of cover you buy.
| COVER TYPE | SINGLE COVER | COUPLE OR FAMILY COVER |
| Combined Cover (hospital & extras) | $200 | $400 |
| Hospital cover only | $150 | $300 |
| Extras cover only | $50 | $100 |
Terms and conditions apply, see corporate.hcf.com.au/rac
You can join HCF through RAC by joining online
# Up to $400 Virtual Visa gift card for Family, Couple or Single Parent memberships. Up to $200 Virtual Visa gift card for Single memberships. The amount of the Virtual Visa gift card reward will depend upon the eligible Hospital and/or extras cover you buy via RAC. Ambulance cover only and Overseas Visitors Health Cover are excluded. To be eligible for the offer, you must not have been an HCF member within 2 months prior or switching to HCF. The Virtual Visa gift card redemption offer will be sent to your nominated email address after you have paid 3 months premium and you have maintained your policy for 3 months. You have 90 days to redeem the offer. Use of the Virtual Visa gift card is subject to any terms and conditions of the Virtual Visa gift card issuer. Limit of one Virtual Visa gift card per policy. Terms and conditions apply, see corporate.hcf.com.au/rac
You can find out more information by:
Yes – you can contact HCF service on 1800 649 422 and select option 1, 7 days a week, to discuss your current policy and obtain a quote to join the HCF plan. They will advise you on the comparable level of cover in the HCF range, to assist you in determining the best product for your needs.
