What if I'm not an RAC member?
If you’re over 18 and not already an RAC member when you take out HCF Health Insurance with RAC, you will be contacted by RAC to become a Red Card member.
More FAQs
Why is RAC promoting HCF Health Insurance?
RAC strives to provide our members access to a comprehensive range of services to protect and enhance their lifestyle. By partnering with HCF Health Insurance, we give our members the chance to protect their most important assets: themselves and their families’ health.
Who is HCF?
Operating since 1932, HCF is Australia’s largest not-for-profit health insurer, covering over 2 million members. HCF and RAC share similar values with members at the heart of our service.
What offer am I entitled to with HCF?
When you join HCF through RAC, you are eligible to receive an exclusive Virtual Visa gift card reward offer when you stay with HCF for 3 months.# The amount of the reward will depend on the type of cover you buy.
| COVER TYPE | SINGLE COVER | COUPLE, FAMILY OR SINGLE PARENT COVER |
| Combined Cover (hospital & extras) | $200 | $400 |
| Hospital cover only | $150 | $300 |
| Extras cover only | $50 | $100 |
Terms and conditions apply, see corporate.hcf.com.au/rac
You can join HCF through RAC by joining online
# Up to $400 Virtual Visa gift card for Family, Couple or Single Parent memberships. Up to $200 Virtual Visa gift card for Single memberships. The amount of the Virtual Visa gift card reward will depend upon the eligible Hospital and/or extras cover you buy via RAC. Ambulance only cover, Overseas Visitors Health Cover and RT Health cover are excluded. To be eligible for the offer, you must not have been a Policyholder or a Partner on an HCF or RT Health policy within the 6 months prior to your policy start date and you must not have previously received a Virtual Visa gift card under any RAC member offer made by HCF. The Virtual Visa gift card redemption offer will be sent to your nominated email address after you have paid 3 months premium and you have maintained your policy for 3 months. You have 90 days to redeem the offer from receipt of the redemption email. Use of the Virtual Visa gift card is subject to any terms and conditions of the Virtual Visa gift card issuer. Limit of one Virtual Visa gift card per policyholder. Terms and conditions apply, see corporate.hcf.com.au/rac
How do I find out more about the plan or get a quote?
You can find out more information by:
- visiting corporate.hcf.com.au/rac;
- calling the dedicated RAC sales team on 1800 649 422 and selecting option 2, during working hours; or
- visiting your local HCF branch at Lakeside Joondalup Shopping Centre, Garden City Shopping Centre in Booragoon or Carousel Shopping Centre in Cannington. Please remember to show your RAC Membership card.