Is my fence covered for storm damage?

Building insurance from RAC covers loss or damage to your fences and gates caused by storms, as long as they were structurally sound and well maintained prior to the damage or loss occurring.*

You can claim online for your storm damaged fence 24/7. Generally, we offer a cash settlement for fence repairs, once you’ve made a claim and we’ve approved it. If it’s a shared fence, the fence belongs to you and your neighbour so you’ll need to organise repairs with them.

* Please note that you’re not covered for storm damage within the first 48 hours after the initial start of your policy, unless your policy started:

  • When you first took possession of your building.
  • When your lease for your building first commenced.
  • Immediately after another policy covering the same risk expired without a break in cover.
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