What is a pre-existing condition?

Any illness or injury, including any symptoms or signs of an illness or injury, that your pet had before your cover commences. This includes any illness or injury, or symptoms or signs of an illness or injury, that present during:

  • any waiting period that applies to your pet, whether or not a vet had provided a diagnosis or any treatment prior to the policy starting.
  • any period where your pet is not covered under any RAC Pet Insurance policy