What are the consequences?

Without travel insurance, you could be liable for thousands of dollars in medical bills, transportation costs in the case of cancelled flights, or the cost of replacing your personal valuables if your luggage is lost or stolen. 

The Australian Government handles more than 20,000 cases of Australians in difficulty overseas every year (check out Smartraveller's informative guide to travel insurance) – that’s why buying travel insurance should be an essential item on your pre-holiday to-do list. 

If you can't afford travel insurance, you can't afford to travel.