What is an excess?

If you make a claim you may be required to pay an excess. An excess is an agreed dollar amount that is subtracted from each claim. Our default International policy excess is $250 but this can be reduced to $100 or $0 for an increased premium at the time of purchase. Our default for our Domestic policy is $100 but can be reduced to $0 for an increased premium at the time of purchase. Your excess will be shown on your Certificate
of Insurance.