Do you have any questions regarding your storm claim? Find out more information in our FAQs below.
RAC building insurance covers loss or damage to your fences and gates caused by storms, as long as they were structurally sound and well maintained prior to the damage or loss occurring.
You can claim online for your storm damaged fence 24/7. Generally, we offer a cash settlement for fence repairs, once you’ve made a claim and we’ve approved it. If it’s a shared fence, the fence belongs to you and your neighbour so you’ll need to organise repairs with them.
For shared fences, once you’ve lodged a claim and we’ve approved it, generally we give you a cash settlement to cover your share of the fence. Then you organise the repairs.
In summary, the process is that you:
- Make a claim.
- Talk to your neighbour. They’re responsible for their share of the fence repair costs
- Get a quote from a fence repairer.
- Pay for your share of the fence repair with your cash settlement.
If the cash amount doesn't cover your costs, please send us your quote. We'll review the amount in your quote and discuss your options. Email email@example.com with your claim number in the subject line.