Product Disclosure Statements (PDS), Premium Excess and Discount Guides (PEDG) and Target Market Determinations (TMDs)
Car insurance
PDS, PEDG and TMDs for:
Home insurance
PDS, PED Guide and TMDs for:
Motorcycle insurance
PDS, PEDG and TMDs for:
Boat insurance
PDS, PEDG and TMDs for:
Pet insurance
PDS, PEDG and TMDs for:
Caravan and trailer insurance
PDS, PEDG and TMDs for:
Life insurance
PDS and PEDG for:
Bicycle insurance
PDS and PEDG for:
Product Development and Distribution Policy
RAC Insurance designs and develops its general insurance products to meet the needs of Western Australian retail consumers. This includes an assessment of whether a product has been designed in a way that is likely to be consistent with the objectives, financial situation and needs of the “target market”, which is the class of consumers for whom the product is intended. To do this we rely upon information we have from a long history of providing value to members, to look at customer outcomes for past or similar products. We ensure the distribution of our products is directed towards the intended target market. Our products are distributed by companies within the RAC Group, so that we can closely monitor the quality of service provided to members. We will continue to monitor the development and distribution of our general insurance products to ensure that customers are consistently at the centre of our approach.