Don’t forget to pack peace of mind before leaving for Bali
Bali is known as paradise for a reason, offering incredible views, exquisite resorts, and a lively culture all set against the backdrop of a rich tropical climate. However, like any trip abroad, there are risks. Don't let uncertainties overshadow your Bali experience. Embrace the beauty with peace of mind, knowing RAC has your back with Bali travel insurance. Compare RAC’s travel insurance plans and choose what suits you (and your fellow travellers) best. Flexible coverage options ensure ultimate peace of mind during your getaway.
Why could travel insurance be important for Bali?
Cover your bases with RAC and relax with ease, knowing you’ve taken all the necessary precautions. It’s important to be prepared in case you’re injured or encounter an unexpected expense.
Compare RAC’s Bali travel insurance plans and find one that suits you, so you can relax on your holiday.
What’s covered?
Scooter coverage
While scooters are a fun and convenient way to get around, they can be risky. Cruise easy with RAC, because motorbikes, scooters and mopeds are covered with all of RAC’s travel insurance policies (specific driving conditions apply, see PDS for full details).
Medical coverage
RAC’s medical cover can assist you in finding treatment, and if necessary, medical evacuation. Compare our policies below to see what level of medical cover is right for you.
24/7 medical emergency assistance
Feel protected knowing there’s always someone to call. RAC’s 24/7 emergency medical assistance is available 24 hours a day, 365 days a year.
Trip delays, interruptions, & cancellations
RAC can help with some of the costs incurred as an effect of delays, interruptions, and cancellations depending on the level of cover you have chosen and your travel situation.Baggage protection
In the unfortunate case of your baggage being lost or stolen, depending on your level of cover and chosen excess, new for old luggage can be covered up to $15,000 and luggage delay can be covered up to $750.Adventure sports
Most amateur sporting and adventure activities such as surfing or snorkelling will be automatically covered as part of your policy. Some activities like scuba diving and quad biking are included but under certain conditions so check the PDS for more information.Limited COVID-19 Cover
Limited COVID-19 cover is included in all international policies.Natural disasters
Indonesia is known for its stunning volcanic views. Unfortunately, these come with the risk of natural disasters. Eruptions, floods, and earthquakes are rare, but you’ll have peace of mind knowing you have some protection. RAC offers coverage in the event of most unforeseen severe weather events and disasters, including a volcanic eruption.Theft
Protect your personal items with RAC, and stay vigilant in tourist-heavy areas for credit card scammers, thieves, and pickpockets. If your personal money or luggage is stolen (provided they are not left unattended) and you can provide proof of ownership, RAC will likely cover it.Compare our policies
Which cover is right for you?
| International Comprehensive .this is the choice. | International Essentials | Medical Only | |||
|---|---|---|---|---|---|
| (per Adult) | (per Adult) | (per Adult) | |||
| Cancellation Fees & Lost Deposits (Unforseen Circumstances) | |||||
| Cancellation Fees & Lost Deposits (Unforseen Circumstances) | $Choice of limit | $Choice of limit | Not Covered | ||
| Overseas Medical and Hospital | |||||
| Overseas Medical and Hospital | $unlimited* | $unlimited* | $unlimited* | ||
| Cash in hospital Sub-Limits apply | |||||
| Cash in hospital Sub-Limits apply | $6,000~ | $3,500~ | $1,500~ | ||
| Overseas Dental Sub-Limits apply | |||||
| Overseas Dental Sub-Limits apply | $unlimited* | $2,000 | $500 | ||
| Funeral Expenses Overseas Sub-Limits apply | |||||
| Funeral Expenses Overseas Sub-Limits apply | $20,000** | $15,000** | $10,000** | ||
| Luggage | |||||
| Luggage | $15,000 | $7,500 | $2,000 | ||
| Travel Documents Sub-Limits apply | |||||
| Travel Documents Sub-Limits apply | $5,000 | $1,500 | Not Covered | ||
| Luggage Delay Sub-Limits apply | |||||
| Luggage Delay Sub-Limits apply | $750 | $500 | Not Covered | ||
| Personal Money Sub-Limits apply | |||||
| Personal Money Sub-Limits apply | $500 | $250 | Not Covered | ||
| Emergency Expenses | |||||
| Emergency Expenses | $unlimited* | $25,000 | $5,000 | ||
| Accidental Death | |||||
| Accidental Death | $25,000** | $15,000** | Not Covered | ||
| Accidental Disability | |||||
| Accidental Disability | $25,000** | $15,000** | Not Covered | ||
| Your Legal Liability | |||||
| Your Legal Liability | $10,000,000 | $10,000,000 | $10,000,000 | ||
| Rental Car Excess | |||||
| Rental Car Excess | $8,000^ | $4,000^ | Not Covered | ||
| Loss of Income From Injury | |||||
| Loss of Income From Injury | $10,400 | $5,200 | Not Covered | ||
| Financial Default | |||||
| Financial Default | $10,000 | $5,000 | Not Covered | ||
| Travel Agent Fees Sub-Limits apply | |||||
| Travel Agent Fees Sub-Limits apply | $4,000 | $2,000 | Not Covered | ||
| Domestic Pets | |||||
| Domestic Pets | $650^~ | Not Covered | Not Covered | ||
| Domestic Services | |||||
| Domestic Services | $1,500^~ | Not Covered | Not Covered | ||
| Travel Delay | |||||
| Travel Delay | $3,000~ | $1,500~ | Not Covered | ||
| Hijack and Kidnap | |||||
| Hijack and Kidnap | $10,000**~ | $5,000**~ | Not Covered | ||
| Ski and Winter Sports Optional cover | |||||
| Ski and Winter Sports Overseas Medical and Hospital | |||||
| Ski and Winter Sports Overseas Medical and Hospital | $unlimited* | $unlimited* | Not Covered | ||
| Cash in hospital Sub-Limits apply | |||||
| Cash in hospital Sub-Limits apply | $6000~ | $3,500~ | Not Covered | ||
| Overseas Dental Sub-Limits apply | |||||
| Overseas Dental Sub-Limits apply | $unlimited* | $2,000 | Not Covered | ||
| Funeral Expenses Overseas Sub-Limits apply | |||||
| Funeral Expenses Overseas Sub-Limits apply | $20,000** | $15,000** | Not Covered | ||
| Equipment hire | |||||
| Equipment hire | $2,000^ | $1,000^ | Not Covered | ||
| Ski pack | |||||
| Ski pack | $1,000^ | $500^ | Not Covered | ||
| Piste Closure | |||||
| Piste Closure | $1,000^~ | $500^~ | Not Covered | ||
| Bad Weather and Avalanche | |||||
| Bad Weather and Avalanche | $1,000^ | $500^ | Not Covered | ||
| Lift Pass | |||||
| Lift Pass | $500 | $250 | Not Covered | ||
| Cruise Benefits Optional cover | |||||
| Cabin Confinement | |||||
| Cabin Confinement | $1,500~ | $1,500~ | Not Covered | ||
| Missed Port | |||||
| Missed Port | $150 | $150 | Not Covered | ||
| Missed Shore Excursion | |||||
| Missed Shore Excursion | $1,500 | $1,500 | Not Covered | ||
| Marine Rescue Diversion | |||||
| Marine Rescue Diversion | $500~ | $500~ | Not Covered | ||
| Get a quote Quote | Get a quote Quote | Get a quote Quote | |||
Why consider RAC for your Bali travel insurance?
Travel insurance with RAC gives you the ultimate peace of mind for your dream Bali holiday. Unleash your free spirit and soak up the good vibes, knowing you’re prepared with the knowledge and support to make the most your adventure.
RAC members save 15%
Enjoy the benefit of savings on your holiday. RAC members automatically save 15%.24/7 medical emergency assistance
Our Australian team of medical emergency assistance experts with a global network of doctors, nurses and logistical staff are available 24 hours per day.Automatic scooter cover
Scooter cover means you can experience life like a local, and it’s included with all of RAC’s travel insurance policies (specific driving conditions apply, see PDS for full details).Kids & grandkids covered for free
Children and grandchildren aged 25 and under go for free provided they meet specific criteria, see the PDS for full details.Get your quote today
Get an online quote
Get an instant quote and purchase your insurance easily online, it's as easy as a few clicks.
Have a pre-existing condition? No need to call us to check your coverage. Simply use our online medical assessment tool to determine if your condition can be covered.
Speak to a team member
Need help or have more questions? Speak to one of our friendly travel insurance consultants.
Frequently asked questions
If you’re still not sure, check out our FAQs below
If you're travelling to Indonesia for tourism, official government duties or business meetings, you can apply for an e-Visa at least 48 hours before you travel. You can also get an e-Visa on Arrival (e-VOA) at some international airports, seaports or land crossings.
Please ensure you understand all your visa conditions and entry/exit requirements. Visit Smart Traveller for more information.
Consider consulting your doctor beforehand on any vaccines you may need and ways to protect yourself while travelling. You can also refer to Smart Traveller for up to date information on health concerns in Indonesia.
Stay up to date with the latest travel alerts and recommendations on the Australian Government’s website Smart Traveller.
Bali has strict border-protection consequences. Always pack your own bag, and you may want to consider getting it wrapped before you fly. Check Smart Traveller to find out more ways to protect your baggage.
Yes, you can purchase travel insurance after booking your flight and accommodation and still have it covered, just make sure you’ve purchased it before you leave home.
No, you can purchase travel insurance after booking your flight — but not after you depart.
Cover is available for persons up to 110 years of age for Single Trip policies and up to 75 years of age for the Annual-Multi trip policy provided:
- You are an Australian citizen or permanent resident of Australia; or
- You hold a current Australian visa - but not a tourist, study or working holiday visa, that will remain valid beyond the period of your return from your trip, as well as hold a return ticket, a valid Australian Medicare card and have a primary place of residence in Australia; and
- You purchase your policy before you begin your trip.
RAC members get a 15% discount on all our travel insurance options. Learn more about the benefits of becoming an RAC member.
If you have a medical condition, let us know online or over the phone. After a few follow up questions, we can provide an assessment to see if you’re covered, and a tailored quote to have the medical condition included within your cover.
It is also important to remember that many prescription medications in Australia are illegal in Indonesia. Consult your doctor and check Smart Traveller to make sure your medications are ok to bring.
Travel insurance with RAC covers your children and grandchildren aged 25 and under for free, provided they are financially dependent on their parents, not working full time, do not require a medical assessment, and are travelling with you the whole time and listed on your Certificate of Insurance.
Any claims involving a person who has been consuming alcohol will be assessed by RAC on a case-by-case basis. However, if you have been hospitalised as the direct result of alcohol consumption (i.e. your illness or injury is assessed to have been the result of alcohol consumption) you may not be covered.
See our Product Disclosure Statement for more details
