Are you choosing a cruise for your next holiday? Make sure you have the right level of cover
It's important to note that most cruise lines require you to provide your travel insurance details prior to your cruise. Don't get caught without it.
Our comprehensive, essentials, annual multi-trip or medical only travel insurance policies provide greater peace of mind for your next cruise holiday. You can compare the benefits here.
Policy benefits
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- Unlimited* overseas medical and hospital expenses.
You have an $unlimited* medical benefit when travelling overseas.
- Dependant coverage
Limited coverage provided for your children and grandchildren 25 or under when they are travelling with you, for no additional charge#.
- 24/7 assistance
Our worldwide assistance team is available 24 hours a day.
- Winter sports and ski cover
We offer optional cover for a range of winter activities.
- New for old luggage replacement
RAC Travel Insurance will give you
If you have to cancel your trip as a result of an unforeseen event, we have a range of policies that include cancellation cover up to the amount you nominate. Typically, people look to choose an amount that will cover all prepaid travel tickets, hotels, cruises, tours or other non-refundable travel related expenses.
Depending on the benefits of chosen policy, we'll cover disruption to your travel plans including:
- New for old luggage cover
- Luggage delay
- Travel delay
- Personal money
Don't stress about home if your travel plans are disrupted. Depending on the benefits of chosen policy, we'll cover you for:
- Loss of income from injury
- Financial default
Cover for travel agent fees of up to $2,000 depending on your level of cover.
When you're on holiday, have peace of mind knowing that you and your loved ones are covered for;
- Legal liability $10 million
- Accidental death $25,000**
- Accidental disability $25,000**
If you have a change of heart and are yet to make a claim, you can cancel your policy within 21 days.
R.A.C. Travel Services Pty Ltd (ABN 17 009 164 176, AR No. 228577) (RAC) is an authorised representative of the RAC Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291, AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RAC Travel Insurance as the managing agent on behalf of Tokio Marine.
Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on the RAC website, or on request from RAC.
$unlimited* or unlimited* means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
# Children and grandchildren aged 25 and under go for free, provided they are financially dependent on their parents, not working full time, do not require a medical assessment, and are travelling with you the whole time and listed on your Certificate of Insurance.
