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Interstate cover
Cover for your caravan or camper trailer throughout Australia.
Off-road cover
Cover when your caravan or camper trailer is driven off-road for private and recreational use.
Switch and save online
Switch and save $50 online in the first year.^
Save on your next holiday
RAC members can enjoy savings across our holiday parks and resorts*.
Our caravan insurance will give you
Cover for loss or damage
Your caravan or camper trailer will be covered for accidental damage, malicious damage, fire, theft, storm and flood.
Towing of your caravan or camper trailer
If it isn't safe to use, we'll tow it to an approved repairer or safe location.
Essential temporary repairs
We provide cover up to $750 for essential temporary repairs, to make your caravan or camper trailer safe, secure and roadworthy, if it is damaged and can’t be safely towed.
Loss or damage to your contents
Contents cover up to $1000 if lost or damaged inside your caravan, attached annexe, or camper trailer. See optional extras for increased contents cover.
Annexe cover
Cover up to $3000 if your annexe is lost or damaged by fire, storm, collision, theft or malicious damage.
New caravan or camper trailer replacement
If your caravan or trailer is written off and it's less than two years old and you're the first registered owner, we'll replace it with a new caravan or camper trailer.
Lost or stolen keys
We'll cover your lost or stolen keys and replace your locks, up to $2000.
Legal liability cover
Cover for damage to other people or their property involving your caravan or camper trailer.
No claim bonus
You'll receive a discount on your policy for every year that you don’t make an at-fault claim until it reaches a set maximum.
Upgrade your cover with this optional extra
- Increase the level of contents coverIncrease the level of contents cover up to $15,000. Note: Up to a maximum of $3000 for jewellery and items like laptops or cameras.
Great reasons to go with RAC Insurance
Become an RAC member
When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners or RAC products & services.Members save up to 10%
Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10% on caravan and trailer insurance.Local claims team
Our local claims team are WA based, like you are. We understand your needs and are always ready to help.RAC members save more
As a member you get access to great discounts & offers
What's included in these covers?
Before you decide, please read our policy documents.
Insurance member support
Support for family violence, financial hardship, accessibility and specialist services
* Terms and conditions apply. RAC member discount varies according to season. Please see RAC Parks & Resorts for full details.
RAC Caravan and Trailer Insurance is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.
^ $50 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.
