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Interstate cover
Cover for your caravan or camper trailer throughout Australia.
Off-road cover
Cover when your caravan or camper trailer is driven off-road for private and recreational use.
Save on your next holiday
RAC members can enjoy savings across our holiday parks and resorts*.
Our caravan insurance will give you
Cover for loss or damage
Your caravan or camper trailer will be covered for accidental damage, malicious damage, fire, theft, storm and flood.
Towing of your caravan or camper trailer
If it isn't safe to use, we'll tow it to an approved repairer or safe location.
Essential temporary repairs
We provide cover up to $750 for essential temporary repairs, to make your caravan or camper trailer safe, secure and roadworthy, if it is damaged and can’t be safely towed.
Loss or damage to your contents
Contents cover up to $1000 if lost or damaged inside your caravan, attached annexe, or camper trailer. See optional extras for increased contents cover.
Annexe cover
Cover up to $3000 if your annexe is lost or damaged by fire, storm, collision, theft or malicious damage.
New caravan or camper trailer replacement
If your caravan or trailer is written off and it's less than two years old and you're the first registered owner, we'll replace it with a new caravan or camper trailer.
Lost or stolen keys
We'll cover your lost or stolen keys and replace your locks, up to $2000.
Legal liability cover
Cover for damage to other people or their property involving your caravan or camper trailer.
Upgrade your cover with this optional extra
- Increase the level of contents coverIncrease the level of contents cover up to $15,000. Note: Up to a maximum of $3000 for jewellery and items like laptops or cameras.
Great reasons to go with RAC Insurance
Become an RAC member
When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners or RAC products & services.Members save up to 10%
Existing Bronze members save 5%, Silver members save 7.5%, Gold members save 10% on caravan and trailer insurance. ^
Local claims team
Our local claims team are WA based, like you are. We understand your needs and are always ready to help.RAC members save more
As a member you get access to great discounts & offers
What's included in these covers?
Before you decide, please read our policy documents.
Insurance member support
Support for family violence, financial hardship, accessibility and specialist services.
* Terms and conditions apply. RAC member discount not applicable on already discounted rates and varies according to the season. Discounts available on direct bookings only made online or via phone. See RAC Parks & Resorts for full details.
^ Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members receive a discount on insurance once they’ve been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.
RAC Caravan and Trailer Insurance is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets. Please see the target market determination for a product for further information. Cover and benefits are subject to conditions, limits and exclusions as set out in the PDS and PED Guide. Before you make a decision, please read our policy documents to see if the policy is right for you.
