What is an excess?

An excess is the amount that you’re required to pay when you make a claim. This is the amount you agreed to when you purchased your policy.

You can check your policy's excess amount online, on your schedule or in our Premium, Excess and Discount (PED) Guide

Depending on your circumstances, you may need to pay more than one type of excess. We will tell you if any other excess applies based on your individual risk details and claim scenario.

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