Open driver cover means anyone is covered to drive your car, ride your motorcycle or tow your caravan/trailer as long as they have your permission and are following the conditions of their licence and your policy.Terms, conditions and excesses may apply. Please see your Product Disclosure Statement (PDS) for more information.
An excess is the amount that you’re required to pay when you make a claim. This is the amount you agreed to when you purchased your policy.
Depending on your circumstances, you may need to pay more than one type of excess. We will tell you if any other excess applies based on your individual risk details and claim scenario.