This means you’re covered if other licensed drivers use your car, ride your motorcycle or tow your caravan or trailer, as long as they have your permission and are following the conditions of their licence and your policy.
Terms, conditions and excesses may apply. Please see your Product Disclosure Statement (PDS) and Premium, Excess and Discount (PED) Guide for more information.The excess is the amount you need to pay towards settlement of any claim. Sometimes there are additional excesses, for example, for young drivers.
When you get a quote, you can choose a lower or higher basic excess. Choose a basic excess amount between $400 and $2000 that's appropriate for you, taking into consideration any limits of any additional or optional benefits.
