Operating since 1932, HCF is Australia’s largest not-for-profit health insurer, covering 1.5 million members. HCF and RAC share similar values with members at the heart of our service. HCF recently became the first Australian health fund to achieve accreditation to the International customer Service Standard.
For income protection insurance
Yes. You can decrease your cover (subject to the minimum Sum Insured or premium requirements) at any time by contacting us. You can apply to increase your cover (up to the maximum amount, up to75% of your income to a maximum of $10,000* per month) at any time. To increase your cover you may need to answer some additional health and lifestyle questions.