Piggy bank with money going in
Piggy bank with money going in

Generous cover limits

Get back 80% of vet costs, up to an annual limit of $12,000^.
Dog and cat
Dog and cat

Upgrade your cover

Receive a benefit of up to $100 per year for certain preventative health treatments with our Tender Loving Care package.

Affordable cover for your dog

Your dog can be covered for these commonly treated ailments/conditions˜


Accidents and injuries

  • Fracture repair
  • Eye injuries
  • Toxicities/Poisonings

Chronic illness

  • Kidney disease
  • Liver disease
  • Diabetes


  • Lump removal
  • Foreign body surgery
  • Chemotherapy

Common illnesses

  • Ear infections
  • Bladder infections
  • Skin allergies

Serious illnesses

  • Cancer
  • Epilepsy
  • Heart disease

Testing and diagnostics

  • X-rays
  • Ultrasound
  • Blood tests

About the cover


Upgrade your cover: Tender Loving Care (TLC) package

Upgrade your cover to include our TLC package and we will pay an annual limit of $100 for certain preventative healthcare treatments including:

  • Desexing
  • Microchipping
  • Teeth cleaning
  • Alternative therapies, including but not limited to acupuncture, chiropractic treatments, homeopathy, physiotherapy, laser therapy or hydrotherapy
  • Heartworm preventative medication
  • Food that is prescribed by your vet
  • Council registration fees
  • Health check ups
  • Vaccinations

Get a quote

Mozo Award wa's best pet insurance
Mozo Award exceptional value accident illness pet insurance
Mozo Award exceptional value comprehensive pet insurance

Award winning pet insurance

Our members are at the heart of everything we do. Join the pet insurer that has been awarded “Western Australia’s Best Pet Insurance” for 2021 as chosen by the experts at Mozo.

Pet Insurance FAQs

^‘ Illness and injury’ cover covers 80% of vet costs, less any relevant excess, up to an annual limit of $12,000. Conditions, limits and exclusions apply. RAC Insurance Pty Limited is authorised by RACQ Insurance Limited (ABN 50 009 704 152, AFSL 233 082) as an agent to issue RAC Pet Insurance. This information does not take your personal objectives, circumstances or needs into account. Read the PDS (and SPDS where applicable)  before making any decision. You can also access our TMD here. Pre-existing conditions, general exclusions, as well as waiting periods, may apply to the ailments and conditions stated. Any advice provided is general only and may not be right for you. Such general advice is provided by RAC, under its AFSL.

* Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members receive a discount on insurance once they’ve been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.

Full details about the Mozo Experts Choice Awards for pet insurance.