Online discountBy purchasing online you can save up to $50 in your first year*.
Generous cover limitsGet back 80% of vet costs, up to an annual limit of $12,000^.
Upgrade your coverReceive a benefit of up to $100 per year for certain preventative health treatments with our Tender Loving Care package.
Affordable cover for your dog
Your dog can be covered for these commonly treated ailments/conditions˜
Accidents and injuries
- Fracture repair
- Eye injuries
- Kidney disease
- Liver disease
- Lump removal
- Foreign body surgery
- Ear infections
- Bladder infections
- Skin allergies
- Heart disease
Testing and diagnostics
- Blood tests
About the cover
Illness and injury cover
We’ll cover 80% of vet costs, less any relevant excess, up to $12,000, per period of insurance. ^Waiting periods apply.
Emergency boarding costs
We’ll cover up to $1,000 annually to board your dog at a licensed facility if you are unexpectedly admitted to a hospital for 5 or more consecutive days.
Guide dog and Assistance dog cover
We understand the vital role guide and assistance dogs play in an owner’s life and believe they deserve to be covered.
Should the worst happen
We’ll cover 80% of vet costs to euthanise your dog if a vet decides it is essential.
We may be able to waive the exclusion for your dog’s pre-existing condition. Simply complete the pre-existing condition waiver form and we’ll look at your dog’s individual circumstances and see where we can help.
Award winning pet insurance
Our members are at the heart of everything we do. Join the pet insurer that has been awarded “Western Australia’s Best Pet Insurance” for 2021 as chosen by the experts at Mozo.
Pet Insurance FAQs
You must pay the vet treatment cost first and then claim reimbursement from us. We do not make direct payment to your vet.
Claiming is easy. Visit our make a claim page and follow the steps provided.
RACQ are the Royal Automobile Club of Queensland and have been helping Queenslanders for over 110 years, building a highly trusted brand.
Any illness or injury or symptoms or signs of an illness or injury that your dog suffered or had in any form before your first RAC Pet insurance policy started or any symptoms or signs of the condition, that occur during any applicable waiting period – whether or not a vet has diagnosed or treated it before your first policy started.
RAC members save more
As a member you get access to great discounts & offers
*Discount applies to the first year of insurance only. ^‘Illness and injury’ cover covers 80% of vet costs, less any relevant excess, up to an annual limit of $12,000. Conditions, limits and exclusions apply. RAC Insurance Pty Limited is authorised by RACQ Insurance Limited (ABN 50 009 704 152, AFSL 233 082) as an agent to issue RAC Pet Insurance. This information does not take your personal objectives, circumstances or needs into account. Read the PDS (and SPDS where applicable) before making any decision. You can also access our TMD here. Pre-existing conditions, general exclusions, as well as waiting periods, may apply to the ailments and conditions stated. Any advice provided is general only and may not be right for you. Such general advice is provided by RAC, under its AFSL.