Annual cover for an unlimited number of trips over a 12 month period with a maximum duration of either 30, 45 or 60 days per trip (maximum duration is shown on your certificate of insurance).
Cover that can be purchased for
- Single cover including accompanied children and grandchildren; and
- Family/Duo cover provided you are both travelling together on the entire trip, including accompanied children and grandchildren
Annual Multi-Trip Travel Insurance will give you
Our Australian team of emergency assistance experts with a global network of doctors, nurses and logistical staff is available 24 hours per day.
Unlimited medical cover for overseas hospital, medical, surgical, nursing, dental and ambulance expenses. Our medical cover also assists you to find treatment and if necessary, medical evacuation. While in hospital, you're covered for up to $6,000 cash.
We provide unlimited cover for emergency additional accommodation and transport expenses if your journey is disrupted due to a natural disaster or serious weather event.
If you have to cancel or rearrange your travel as a result of an unforseen event, your policy provides cover unlimited for either cancellation or amendment fees, whichever is the lesser.
We'll cover disruption to your travel plans including;
- New for old luggage cover up to $15,000
- Luggage delay $750
- Travel delay $3,000
- Resumption of travel $5,000
- Personal money $500
When hiring a car on holidays, don't risk any extra costs if your car is stolen or damaged. We'll cover you for up to $8,000.
Don't stress about home if your travel plans are disrupted. We'll cover you for;
- Loss of income $10,400
- Financial default $10,000
- Domestic services $1,500
- Domestic pets $650
- Special events $5,000
Cover for travel agent fees of up to $4,000 and travel documents of up to $5,000
When you're on holiday, have peace of mind knowing that you and your loved ones are covered for;
- Legal liability $10 million
- Accidental death* $25,000
- Accidental disability* $25,000
- Funeral expenses overseas* $20,000
- Hijack and kidnap* $10,000
This option covers a range of recreational winter sports including Snowboarding and Skiing (leisure bigfoot, cat, cross country, glacier, mono, off-piste) ice hockey, ice skating, luging, snowmobiling and tobogganing.
We will cover you for;
- Overseas medical and hospital expenses you pay as a result of injury
- Costs arising from hiring alternative snow equipment hire due to loss, theft or damage
- If you're unable to utilise the full duration of your pre-booked Ski pack (ski passes, ski hire, tuition or lift passes)
- Piste closure if there is not enough snow, bad weather or power failure
- Bad weather and avalanche closure
- Lift pass when there is theft or a loss
See the Product Disclosure Statement (PDF 1.2MB) for details.
If you'd like to add this option and for pricing information, call 1300 655 179.
If you have a change of heart and are yet to make a claim, you can cancel your policy within 21 days.
This is general advice only. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Please refer to the Product Disclosure Statement (PDF 1.2MB) before making a decision about this insurance. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. Its managing agent, Tokio Marine Management (Australasia) Pty. Ltd. ABN 69 004 488 455 (TMMA) is authorised to act on behalf of Tokio Marine & Nichido to issue its policies and handle and settle claims in relation to those policies, subject to the terms of the authority.
# Medical benefit expenses will not be incurred for more than 12 months from the time of first receiving treatment for the injury or illness. Limits, exclusions and conditions apply.
^ Children & Grandchildren are covered at no extra cost, provided they do not require a medical assessment.