Annual cover for an unlimited number of trips over a 12 month period with a maximum duration of either 30, 45 or 60 days per trip (maximum duration is shown on your certificate of insurance).
This policy covers you for international travel as well as trips within Australia where you are more than 250km from your home.
Cover that can be purchased for
- Single cover including accompanied children and grandchildren; and
- Family/Duo cover provided you are both travelling together on the entire trip, including accompanied children and grandchildren.
Annual Multi-Trip Travel Insurance will give you
Our team of emergency assistance experts with a global network of doctors, nurses and logistical staff is available 24 hours per day.
Unlimited* medical cover for emergency overseas hospital, medical, surgical, nursing, dental and ambulance expenses. Our medical cover also assists you to find treatment and if necessary, medical evacuation. While in hospital, you're covered for up to $6,000 cash. For any part of your trip that is in Australia, you are not covered for medical, hospital, dental or evacuation cover.
We provide unlimited* cover for emergency accommodation and transport expenses if your journey is disrupted due to a natural disaster or serious weather event.
If you have to cancel your trip as a result of an unforeseen event, your policy includes cancellation cover up to the amount you nominate. Typically, people look to choose an amount that will cover all prepaid travel tickets, hotels, cruises, tours or other non-refundable travel related expenses.
The annual multi-trip policy includes limited cover for COVID-19 under the sections of hospital and medical, emergency expenses, cancellation and more, Please refer to the table of benefits for more information.
We'll cover disruption to your travel plans including;
- New for old luggage cover up to $15,000
- Luggage delay $750
- Travel delay $3,000~
- Resumption of travel $5,000
- Personal money $500
When hiring a car on holidays, don't risk any extra costs if your car is stolen or damaged. We'll cover you for up to $8,000.
Don't stress about home if your travel plans are disrupted. We'll cover you for;
- Loss of income from injury $10,400
- Financial default $10,000
- Domestic services $1,500^~
- Domestic pets $650^~
- Special events $5,000
Cover for travel agent fees of up to $4,000 and travel documents of up to $5,000.
When you're on holiday, have peace of mind knowing that you and your loved ones are covered for;
- Legal liability $10 million
- Accidental death $25,000**
- Accidental disability $25,000**
- Funeral expenses overseas $20,000**
- Hijack and kidnap $10,000**~
This option covers a range of recreational winter sports including Snowboarding and Skiing (leisure bigfoot, cat, cross country, glacier, mono, off-piste) ice hockey, ice skating, luging, snowmobiling and tobogganing.
We will cover you for;
- Overseas medical and hospital expenses you pay as a result of injury
- Costs arising from hiring alternative snow equipment due to loss, theft or damage
- If you're unable to utilise the full duration of your pre-booked Ski pack (ski passes, ski hire, tuition or lift passes)
- Piste closure if there is not enough snow, bad weather or power failure
- Bad weather and avalanche closure
- Lift pass when there is theft or a loss
Check your Product Disclosure Statement to see what you’re fully covered for & if there are any conditions of cover on your chosen Winter & Ski activities.
If you'd like to add this option and for pricing information, call 1300 655 179.
If you have a change of heart and are yet to make a claim, you can cancel your policy within 21 days.
Terms, conditions, limits, sub-limits, and exclusions apply. Subject to eligibility criteria. This advice is general advice only. Please refer to the Product Disclosure Statement before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances. This product is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (ABN 80 000 438 291 AFSL 246548).
$unlimited* or unlimited* means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
** These limits are per person listed on your COI.
^ These limits are per policy.
~ Daily limits apply.
# Children and grandchildren aged 25 and under go for free, provided they are financially dependent on their parents, not working full time, do not require a medical assessment, and are travelling with you the whole time and listed on your Certificate of Insurance.
