Best value cover for overseas travel
Be protected against unexpected medical costs, cancellations, lost or damaged luggage, and personal liability from the minute you step out your door until you return home.
International Essentials Travel Insurance will give you
Our Australian team of emergency assistance experts with a global network of doctors, nurses and logistical staff is available 24 hours per day.
Unlimited medical cover for overseas hospital and medical. Overseas Dental is covered for $2,000 and if you're in hospital, you're covered for up to $3,500 cash.
We provide cover for up to $25,000 in emergency additional accommodation and transport expenses if your journey is disrupted due to a natural disaster or serious weather event.
If you have to cancel or rearrange your travel as a result of an unforseen event, your policy provides cover up to $25,000 for either cancellation or amendment fees, whichever is the lesser.
We'll cover disruption to your travel plans including;
- New for old luggage cover up to $7,500
- Luggage delay $500
- Travel delay $1,500
- Resumption of travel $1,500
- Personal money $250
Cover for travel agent fees of up to $2,000 and travel documents of up to $1,500.
Don't stress about home if your travel plans are disrupted. We'll cover you for;
- Loss of income $5,200
- Financial default $5,000
- Special events $2,000
When you're on holiday, have peace of mind knowing that you and your loved ones are covered for;
- Legal liability $10 million
- Accidental death* $15,000
- Accidental disability* $15,000
- Funeral expenses overseas* $15,000
- Hijack and kidnap* $5,000
*This cover is per person listed on Your policy
This option covers a range of recreational winter sports including Snowboarding and Skiing (leisure bigfoot, cat, cross country, glacier, mono, off-piste) ice hockey, ice skating, luging, snowmobiling and tobogganing.
We will cover you for;
- Overseas medical and hospital expenses you pay as a result of injury
- Costs arising from hiring alternative snow equipment hire due to loss, theft or damage
- If you're unable to utilise the full duration of your pre-booked Ski pack (ski passes, ski hire, tuition or lift passes)
- Piste closure if there is not enough snow, bad weather or power failure
- Bad weather and avalanche closure
- Lift pass when there is theft or a loss
See the Product Disclosure Statement (PDF 1.2MB) for details.
If you'd like to add this option and for pricing information, call 1300 655 179.
If you have a change of heart and are yet to make a claim, you can cancel your policy within 21 days.
This is general advice only. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Please refer to the Combined Financial Services Guide and Product Disclosure Statement (PDF 1.2MB) before making a decision about this insurance. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548. Its managing agent, Tokio Marine Management (Australasia) Pty. Ltd. ABN 69 004 488 455 (TMMA) is authorised to act on behalf of Tokio Marine & Nichido to issue its policies and handle and settle claims in relation to those policies, subject to the terms of the authority.
# Medical benefit expenses will not be incurred for more than 12 months from the time of first receiving treatment for the injury or illness. Limits, exclusions and conditions apply.