More peace of mind when travelling in Australia
Cover your luggage, hire car and the risk of cancellation or disruption when travelling domestically.
There are three types of plans to choose from;
- Domestic
- Domestic Cancellation, and
- Rental Car Excess
Domestic Travel Insurance offers
This section only provides a summary of the policy benefits. For full details, please refer to the combined PDS/FSG and review each section for specific terms, conditions, exclusions, limits, and sub-limits, as well as any general exclusions that apply.
If you have to cancel your trip as a result of an unforeseen event, on select policies, there is cancellation cover available up to the level of cover you selected at the time of policy purchase. Typically, people look to choose an amount that will cover all prepaid travel tickets, hotels, cruises, tours or other non-refundable travel related expenses.
If Your Trip is rescheduled, cancelled or cut short at any time, due to any unforeseen COVID-19 related event we will cover a maximum amount of $5,000 per adult.< Please refer to the Product Disclosure Statement for further details.
Depending on the policy you select, there is cover for disruption to your travel plans including:
- New for old luggage cover
- Luggage delay
- Travel delay
- Personal money
If you are hiring a rental vehicle on holidays, and that rental vehicle is involved in an accident or is stolen while in your control and you are legally liable to pay an insurance excess, the policy can cover you for the rental vehicle insurance excess, or for the reasonable cost of repairs of the rental vehicle where the cost of repairs do not exceed the rental vehicle insurance excess. This cover can be up to $5,000 per policy.
Don't stress about home if your travel plans are disrupted. Cover is available for;
- Loss of income from injury $5,200
- Financial default $3,000
Cover for travel agent fees of up to $2,000 depending on your level of cover.
When you're on holiday, have greater peace of mind knowing that there is cover for:
- Legal liability $10 million
- Accidental death $25,000**
- Accidental disability $25,000**
This option covers a range of recreational winter sports including Snowboarding and Skiing (leisure bigfoot, cat, cross country, glacier, mono, off-piste) ice hockey, ice skating, luging, snowmobiling and tobogganing.
We will cover you for;
- Costs arising from hiring alternative snow equipment due to loss, theft or damage
- If you're unable to utilise the full duration of your pre-booked Ski pack (ski passes, ski hire, tuition or lift passes)
- Piste closure if there is not enough snow, bad weather or power failure
- Bad weather and avalanche closure
- Lift pass when there is theft or a loss
If you'd like to add this option and for pricing information, call 1300 655 179.
You have 21 days from the day you purchase your policy to decide if the cover is right for you. You can cancel your policy within this cooling-off period for a full refund, provided that you:
- Haven’t started your Trip;
- Haven’t made a claim; and
- Don’t intend to make a claim or exercise any other rights under your policy.
# Member discount applies to the premium payable (excluding GST, stamp duty and any other taxes). Offer can be withdrawn/amended at any time without notice.
< Limited COVID-19 cover is only available for specific benefits and sub-limits apply. Refer to the PDS for full details inclusions, exclusions and applicable limits.
** These limits are per person listed in your Certificate of Insurance (COI).
R.A.C. Travel Services Pty. Limited (ABN 17 009 164 176, AR No. 228577) (RAC) is an authorised representative of the RAC Travel Insurance insurer Tokio Marine & Nichido Fire Insurance Co., Ltd. (ABN 80 000 438 291 AFSL 246 548) (Tokio Marine). Tokio Marine Management (Australasia) Pty Ltd (ABN 69 001 488 455, AR No. 1313066) is an authorised representative of Tokio Marine, and administers RAC Travel Insurance as the managing agent on behalf of Tokio Marine.
Terms, conditions (including eligibility criteria), exclusions, limits and sub-limits apply. Any advice is general advice only, and does not take into account your specific objectives, financial situation or needs. Before you purchase, please consider the Combined Product Disclosure Statement (PDS) / Financial Services Guide (FSG) and Target Market Determinations (TMDs) available on RAC’s website, or on request from RAC.