Ways to save on car insurance

First, make sure you’ve got the right cover

Think about how much your car is worth, what you'd like to be covered for and what might happen if you don’t have the right cover. If you’ve got the lowest level of cover, this might prove to be a false economy if you cause an accident and end up thousands of dollars out of pocket. So choose the cover that’s right for you.

Get Roadside Assistance and stay with RAC

If you have Roadside Assistance with us, you may save on the premium for your Comprehensive Car Insurance ^#. You may also be able to save on some of your other policies with us.

Find out more about the different types of membership.

Increase your basic excess and pay less

When you get a car insurance quote from RAC, you can adjust your basic excess and see the effect on your quoted premium. The higher the excess, the lower your premium. Before making a decision, consider what's right for you.

If you already have car insurance with us, you can also adjust your excess.

Pay annually

Often it’s cheaper to pay annually. That’s food for thought!

Strip out the extras and save

You can pay extra to add a hire car after an accident. If you don’t need this optional extra, then you may remove it and save instead.

This might be another way you can save.

Get a discount for a low emission car

If you buy Comprehensive Car Insurance and you have a qualifying low emissions car, you can get a discount on your car insurance.

Your cover

We recommend you read the Product Disclosure Statement (PDS) to see if the policy is right for you.