First, make sure you’ve got the right cover
Think about how much your car is worth, what you'd like to be covered for and what might happen if you don’t have the right cover. If you’ve got the lowest level of cover, this might prove to be a false economy if you cause an accident and end up thousands of dollars out of pocket. So choose the cover that’s right for you.
Switch online and save $50 in your first year
If you buy a Comprehensive Car Insurance policy online, you can save up to $50^ for the first year of your policy. If you buy Third Party Fire and Theft or Third Party only, you can save up to $30^ for the first year of your policy. Get a quote now.
Get Roadside Assistance and stay with RAC
If you have Roadside Assistance with us, you may save on the premium for your Comprehensive Car Insurance #. You may also be able to save on some of your other policies with us.
Find out more about the different types of membership.
Increase your basic excess and pay less
When you get a car insurance quote from RAC, you can adjust your basic excess and see the effect on your quoted premium. The higher the excess, the lower your premium. Before making a decision, consider what's right for you.
If you already have car insurance with us, you can also adjust your excess.
Often it’s cheaper to pay annually. That’s food for thought!
Strip out the extras and save
You can pay extra to add a hire car after an accident. If you don’t need this optional extra, then you may remove it and save instead.
No claim bonus
Your no claim bonus is a discount that rewards your safe driving. It increases each year you do not make an ‘at fault’ claim on your policy until it reaches a set maximum.*
This might be another way you can save.
Get a discount for a low emission car
If you buy Comprehensive Car Insurance and you have a qualifying low emissions car, you can get a discount on your car insurance.
We recommend you read the Product Disclosure Statement (PDS) to see if the policy is right for you.
*Your no claim bonus discount is not affected if either:
- You make a claim and we agree that you or the person driving your car were not wholly or partly responsible for the incident and you can provide us with the ‘at fault’ driver’s name, vehicle registration number and contact details.
- Your claim is for damage to your car’s windscreen, sunroof or window glass only.
Peace of mind you can rely on
Whether you’ve got a trusty hatchback or the latest SUV, keep your car covered with a trusted, local insurer.