Affordability
How much can you spend? Be realistic about your financial situation.
If you're looking for finance, it's best to first establish your budget - which can give you better bargaining power. Include all the extra costs such as stamp duty, registration fees, insurance and a vehicle inspection.
Also include the cost of purchasing and installing a government-approved immobiliser (unless it’s already fitted).
Size
Is it just you or a whole crew? Unless you regularly take long trips, a small car should suit those flying solo – they’re just as reliable as larger cars and cheaper to run.
Always take into account the car’s safety rating. Some older small cars offer less protection in a crash, so there can be a greater risk of injury. Modern small cars offer excellent protection.
If you want to use the car for towing a caravan, a 6 or 8 cylinder may be necessary.
Age
Do you want a new car, or a brand-new car? The life of an engine can vary between 200,000 and 300,000 kilometres. Even if it’s been reconditioned, the other components will be showing signs of wear.
Also keep in mind that appearances can be deceiving, particularly if you have your eye on something sporty, vintage or a little bit different. It might look great on the outside, but repairs to such cars can be expensive, parts can be scarce and insurance premiums can be higher.
If you’re going to purchase an older vehicle, look for one that has low kilometres, has a good service history and is not showing signs of deterioration (rust, fading paintwork) in the bodywork.
Other factors
Automatic or manual?
First, check your licence enables you to drive a manual. An automatic is easier to drive but it may cost more and use more fuel.
Going off-road?
Unless you intend to spend many hours off-road, a 4WD is an unnecessary expense – they cost more to purchase, insure, register and run. If you’re considering a 4WD simply to have the option of going off-road occasionally, hiring one when you need it might be a better idea.
Fuel type
Most cars use petrol, but you may come across one that has been converted to LPG. There are also some diesel cars, and many large 4WD may have diesel engines.
Last updated September 2017
Get your dream car sooner
Whether you’re looking for a new or used car, RAC Finance can help. With competitive rates and no monthly fees, you can be closer to driving away in your new ride.
