We will send you a Policy Schedule outlining your accepted benefits, Sum Insured, Policy Commencement Date and each cover’s Expiry Date.
Australian superannuation plans also don’t normally include serious or critical illness insurance.
To work out if you need extra cover, check the insurance you have through your superannuation fund or employer.
Here is an online calculator that may be able to help you.
For income protection insurance, the level of cover available is limited to 75% of your Pre-Disability Income, to a maximum of $10,000 per month.