Income protection insurance provides a monthly benefit when you cannot work due to sickness or injury. The level of income protection cover is limited to 75% of your Pre-Disability Income, to a maximum of $10,000 per month.
Once the Waiting Period has expired, benefits start being paid and will continue to be paid for the length of the Benefit Period, as long as you are still unable to work due to sickness or injury. Once benefits have been paid for the length of the Benefit Period, no more benefits for that sickness or injury will be paid, though you may qualify for further payments at another time for a different sickness or injury.
Contact us to get a claim form:Phone: 1800 069 922
PO Box 5595
St Georges Terrace, Perth WA 6031
To process the claim we may need additional information. We will advise you if this is required.
To access AIA Vitality and its benefits, you first need to be covered under an RAC Life Insurance policy. Once you have cover, you’ll then need to activate your AIA Vitality membership.
AIA Vitality rewards members for making healthy choices. As you work towards becoming healthier, you’ll have the added incentive of earning AIA Vitality points. The more points you earn, the higher your status, which gives you access to bigger rewards and discounts on travel, gym memberships, fitness devices and much more. The AIA Vitality app is a great way to track your health and wellness journey, with access to online tools and assessments to help you live healthier and get more out of life.
To activate your AIA Vitality membership or for general enquiries please contact AIA Vitality:Phone: 1800 848 254
Monday to Friday 8am to 7pm
- Complete your AIA Vitality Health Review to discover the state of your health. AIA Vitality members can earn AIA Vitality Points for completing this.
- Based on your Review, AIA Vitality suggests personal health goals. You select which of the recommended goals you would like to set. Using AIA Vitality partners to help you reach those goals will earn you points along the way.
- Getting healthier earns you the rewards. The more points you earn, the greater the rewards you get to enjoy.