When do payments start for income protection?

Before receiving a benefit, you must be sick or injured for a minimum period of time, the Waiting Period. Benefits are not paid during the Waiting Period.

Once the Waiting Period has expired, benefits start being paid and will continue to be paid for the length of the Benefit Period, as long as you are still unable to work due to sickness or injury. Once benefits have been paid for the length of the Benefit Period, no more benefits for that sickness or injury will be paid, though you may qualify for further payments at another time for a different sickness or injury.
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