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For existing members who purchased RAC Accident Protect cover prior to 5 December 2018, please refer to the RAC Accident Protect PDS below:

RAC Accident Protect PDS (No Longer Available) (PDF 0.5MB)

Extra benefits with AIA Vitality

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Fitness discounts

Get up to 50% off gym memberships and up to 25% off fitness devices.

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Shopping rewards

Get up to $650 in shopping vouchers per year.

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Premium discounts

Get up to 10% off your RAC Life Insurance renewal premium.#

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* The 10% online discount offer is applied to all new RAC Life Protect, RAC Accident Protect and RAC Income Protect policies purchased online.
^Bonus cover on selected benefits, which increases the amount that you're insured for by 1% a year, for the first 10 years of your cover – at no extra cost. Annual CPI Premium increases may apply.

The RAC Life Insurance suite of products is distributed by RAC Distribution Pty Ltd (RACD), an authorised representative of, AIA Financial Services Limited , AFSL 231109 (AIAFS) and is issued by AIA Australia Limited, AFSL 230043 (AIAA). RAC is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold RAC Life Protect, RAC Accident Protect or RAC Income Protect products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. AIA Australia has adopted the FSC Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The code can be found at FSC.

AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see Partner terms and conditions may also apply.