Serious accidents happen. While you can't predict the future, you can make sure your family is protected.
RAC Accident Protect is a simple way to look after your loved ones if the unexpected happens with cover from $150,000 to $1,000,000.
With RAC Accident Protect, you'll get:
For Australians aged between 18 to 65 with immediate cover once you have applied.
Easy to apply - just answer a few questions online to get your quote.
From $25,000 to $100,000.
Get an increase of 1% each year on your insured amount on selected benefits for the first 10 years at no extra cost^
Enjoy 5% off when you and your partner both take out cover on the same RAC Life Insurance product policy.
When you purchase an RAC Life Insurance product you get access to the award-winning AIA Vitality rewards program, which offers you rewards on travel, shopping, fitness devices, entertainment and much more just for being healthy. Plus you also get access to all the benefits and discounts that come with being a member of the RAC.
Get up to $25,000 if your child suffers a Children's Accidental Serious Injury Event, which allows you to focus on your child and their recovery.
Extra benefits with AIA Vitality
* The 15% online discount offer is applied to all new RAC Life Protect, RAC Accident Protect and RAC Income Protect policies purchased.
^Bonus cover on selected benefits, which increases the amount that you're insured for by 1% a year, for the first 10 years of your cover – at no extra cost. Annual CPI Premium increases do apply.
The RAC Life Insurance suite of products is distributed by RAC Distribution Pty Ltd (RACD), an authorised representative of, AIA Financial Services Limited , AFSL 231109 (AIAFS) and is issued by AIA Australia Limited, AFSL 230043 (AIAA). RAC is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold RAC Life Protect, RAC Accident Protect or RAC Income Protect products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors.
AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see
aiavitality.com.au. Partner terms and conditions may also apply.