Not all car insurance is the same. Our handy comparison table can help you work out which one of our policies will give you the cover you need. Every RAC car insurance policy comes with member benefits so you can enjoy great savings every day.

Comprehensive .this is the Most popular choice. Third party fire & theft Third party
Covers damage to another’s car or property plus fire and theft for your car Cover for damage to another’s car or property
Own car damage
Own car damage Fire, theft, uninsured driver only Uninsured driver only
Open driver cover
Open driver cover Yes Yes
Lifetime guarantee on repairs
Lifetime guarantee on repairs Yes Yes
Temporary cover for your new car
Temporary cover for your new car Yes Yes
Agreed value
Agreed value Yes
Hire car after fire, theft
Hire car after fire, theft Yes
Automatic cover for accessories
Automatic cover for accessories Yes
Travel/ accommodation costs
Travel/ accommodation costs
Lost or damaged personal belongings
Lost or damaged personal belongings
New car replacement
New car replacement
Lost or stolen keys
Lost or stolen keys
Accidental death benefit
Accidental death benefit
No claim bonus discount
No claim bonus discount
Windscreen & window glass
Windscreen & window glass
Roadside assistance
Roadside assistance
Hire car after accident
Hire car after accident
Protected no claim bonus
Protected no claim bonus
Quote Details Quote Details
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Save more on your policy

  • Low emissions car? Save up to 25% on our comprehensive car insurance*
  • Existing RAC members can save up to 10% on comprehensive car insurance - Bronze members save 5%, Silver members save 7.5%, Gold and Gold life members save 10%

* Conditions apply. Visit the Less Emissions page for full conditions.

Comprehensive, Third party fire and theft and Third party insurance are issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.

What is the power of membership?

Member benefits

Discounts & special offers

As an RAC member, you get access to great benefits, like discounts on over 100 retail partners and RAC products & services.

Discounts & special offers

RAC for WA

Creating a better WA

By being a member, you support the work we do around road safety, the environment and mobility to create a better WA.

Giving back to WA

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You become part of RAC

We don’t have shareholders, just members. We reinvest our profits back into our members and the community for the better of WA.

More about RAC