Not all car insurance is the same. Our handy comparison table can help you work out which one of our policies will give you the cover you need. Every RAC car insurance policy comes with member benefits so you can enjoy great savings every day.
| Comprehensive .this is the Most popular choice. | Third party fire & theft | Third party | |||
|---|---|---|---|---|---|
| Maximum level of cover for accidental loss, destruction or damage | Covers fire & theft of your car plus accidental damage to others property | Covers accidental damage to another's car or property | |||
| Own car damage | |||||
| Own car damage | Maximum cover | Limited | Uninsured vehicle only | ||
| Cover for other licensed drivers | |||||
| Cover for other licensed drivers | Yes | Yes | Yes | ||
| Lifetime guarantee on repairs | |||||
| Lifetime guarantee on repairs | Yes | Yes | Yes | ||
| Legal liability | |||||
| Legal liability | Yes | Yes | Yes | ||
| Temporary cover for your new car | |||||
| Temporary cover for your new car | Yes | Yes | Yes | ||
| Towing | |||||
| Towing | Yes | Yes | Yes Only after an accident caused by an uninsured vehicle | ||
| Agreed value | |||||
| Agreed value | Yes | Yes | |||
| Hire car after fire, theft or attempted theft | |||||
| Hire car after fire, theft or attempted theft | Yes | Yes | |||
| Automatic cover for accessories | |||||
| Automatic cover for accessories | Yes | Yes | |||
| Cover for your keys | |||||
| Cover for your keys | Yes | Yes | |||
| Tools of the trade | |||||
| Tools of the trade | Yes | ||||
| Travel/ accommodation costs | |||||
| Travel/ accommodation costs | Yes | ||||
| Lost or damaged personal belongings | |||||
| Lost or damaged personal belongings | Yes | ||||
| New car replacement | |||||
| New car replacement | Yes | ||||
| Accidental death benefit | |||||
| Accidental death benefit | Yes | ||||
| Windscreen & window glass | |||||
| Windscreen & window glass | Yes | ||||
| Hire car after accident | |||||
| Hire car after accident | Optional | ||||
| Get a quote Quote Cover details > Details | Get a quote Quote Cover details > Details | Get a quote Quote Cover details > Details | |||
* Conditions apply. Discount may be subject to minimum premiums. Visit the Less Emissions page for further information.
^ Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members may be entitled to a discount on insurance once they've been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.
Comprehensive, Third party fire and theft and Third party insurance are issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets. Please see the target market determination for a product for further information. Cover and benefits are subject to conditions, limits and exclusions as set out in the PDS and PED Guide.
