Not all car insurance is the same. Our handy comparison table can help you work out which one of our policies will give you the cover you need. Every RAC car insurance policy comes with member benefits so you can enjoy great savings every day.
| Comprehensive .this is the Most popular choice. | Third party fire & theft | Third party | |||
|---|---|---|---|---|---|
| Highest level of protection for loss, destruction or damage | Covers damage to another’s car or property plus fire and theft for your car | Cover for damage to another’s car or property | |||
| Own car damage | |||||
| Own car damage | Full cover | Fire, theft, uninsured driver only | Uninsured driver only | ||
| Open driver cover | |||||
| Open driver cover | Yes | Yes | Yes | ||
| Lifetime guarantee on repairs | |||||
| Lifetime guarantee on repairs | Yes | Yes | Yes | ||
| Temporary cover for your new car | |||||
| Temporary cover for your new car | Yes | Yes | Yes | ||
| Agreed value | |||||
| Agreed value | Yes | Yes | |||
| Hire car after fire, theft | |||||
| Hire car after fire, theft | Yes | Yes | |||
| Automatic cover for accessories | |||||
| Automatic cover for accessories | Yes | Yes | |||
| Travel/ accommodation costs | |||||
| Travel/ accommodation costs | Yes | ||||
| Lost or damaged personal belongings | |||||
| Lost or damaged personal belongings | Yes | ||||
| New car replacement | |||||
| New car replacement | Yes | ||||
| Lost or stolen keys | |||||
| Lost or stolen keys | Yes | ||||
| Accidental death benefit | |||||
| Accidental death benefit | Yes | ||||
| No claim bonus discount | |||||
| No claim bonus discount | Yes | ||||
| Windscreen & window glass | |||||
| Windscreen & window glass | Yes | ||||
| Hire car after accident | |||||
| Hire car after accident | Optional | ||||
| Protected no claim bonus | |||||
| Protected no claim bonus | Optional | ||||
| Switch online discount | |||||
| Switch online discount | $100 | $30 | $30 | ||
| Get a quote Quote | Get a quote Quote | Get a quote Quote | |||
$100 or $30 switch online discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.
*Conditions apply. Visit the Less Emissions page for full conditions.
Comprehensive, Third party fire and theft and Third party insurance are issued by RAC Insurance Pty Limited. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS to see if the policy is right for you.
