Choose WA’s most trusted car insurer for comprehensive cover and great service. Plus when you’re not using your insurance, you can use your RAC member benefits for savings every day.
Our comprehensive car insurance will give you
Our comprehensive car insurance gives you cover for accidental damage, malicious damage, storm, fire, flood and theft.
With open driver cover, other licensed drivers can use your car without insurance worries - handy if you need a ride to the airport or want to share the drive down south.
Hassle-free windscreen or window glass repairs with no excess to pay. If you need a replacement, an excess of $100 applies. Your no claim bonus won't be affected.
We'll give you use of a hire car until your car is fixed or your claim is settled after your car is damaged by fire, theft or attempted theft. See optional extras for hire car after accident.
We guarantee the quality of the workmanship and materials used for our repairs, for the life of your car, so you can be sure you’re getting quality repairs that are safe.
When you buy RAC Comprehensive Car Insurance, you'll automatically become an RAC member with access to a great range of benefits so you can make savings every day.
You'll receive a discount on your policy for every year that you don’t make an at-fault claim. Once you reach the maximum discount, you can choose to protect your no claim bonus. See optional extras below.
We'll help you on your way with emergency accommodation (if you’re over 100 kms from home), essential temporary repairs, and cover to complete your journey.
If your car isn't safe to drive, we'll tow it to an approved repairer or a safe location.
We'll cover your lost or stolen keys and replace your locks.
We'll cover your personal belongings if they are damaged or lost in a car accident.
If your car is written off, it’s less than 2 years old, and you're the first registered owner, we'll replace it with a new car.
If your car has been in an accident we’ll replace your child car seat with a new one to make sure it's safe.
We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.
Optional extras
If you're involved in an accident and your car isn't roadworthy, we'll give you a hire car until your car is fixed or claim is settled.
If your no claim bonus is at maximum, you can pay an additional fee to protect your bonus. This means if you have an at-fault claim it won't affect your no claim bonus.
Save on your policy
- Buy online and save $100
- Up to 25% off for a low emissions car*
- Existing RAC members can save up to 10% on comprehensive car insurance - Bronze members save 5%, Silver members save 7.5%, Gold and Gold life members save 10%
- Reduce your premium by increasing your excess.
RAC members save more
As a member you get access to great discounts & offers
*Conditions apply. Visit the Less Emissions Mission page for full conditions.
$100 discount applies on first year of insurance only.
This product is issued by RAC Insurance Pty Ltd. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS to see if the policy is right for you.
