Local friendly staff
We are on the ground ready to help when you need us the most.
Happy customersAwarded Canstar’s Most Satisfied Customers – WA Car Insurer Award 5 years running.
Savings and special offers
You become an RAC member. This gives you access to discounted fuel, movie tickets and more.
Our comprehensive car insurance will give you
Know you are covered with Comprehensive Car Insurance by RAC for accidental damage, malicious damage, storm, fire, flood and theft, plus damage to other people’s car or property.
Open driver cover
With open driver cover, other licensed drivers can use your car with your permission– handy if you need a ride to the airport or want to share the drive down south.
Windscreen and window cover
Hassle-free windscreen or window glass repairs with no excess to pay. If you need a replacement, an excess of $100 applies. Your no claims bonus won’t be affected.
Lost or stolen keys
We’ll cover your lost or stolen keys and even replace your locks up to the value of $2,000.
Personal belongings cover
We'll cover your personal belongings if they are stolen, damaged or lost in a car incident covered by your policy up to the value of $500.
Child car seat replacement
If your car has been in an incident, we’ll replace your child car seat with a new one to make sure it’s safe.
Hire car after fire and theft
When your car is not available to you as a result of fire, theft or attempted theft, we will arrange for you to be provided with a hire car and we will pay the standard daily hire fee.
No claim bonus
You'll receive a discount on your policy for every year that you don’t make a claim that we can’t recover. Once you reach the maximum discount, you can choose to protect your no claim bonus. See optional extras below.
Emergency travel costs/accommodation cover
We'll help you on your way with emergency accommodation (if you’re over 100 kms from home), essential temporary repairs, and cover to complete your journey.
Lifetime guarantee on repairs
We guarantee the quality of the workmanship and materials used for our repairs, for the life of your car, so you can be sure you’re getting quality repairs that are safe.
Towing of your car
If your car is damaged and unsafe to drive, contact us and we'll tow it to an approved repairer or a safe location.
Repair or replacement of your trailer
We will pay up to $2,000 for the repair or replacement of your box, garden or luggage trailer if it is stolen or damaged while in your possession or attached to your car.
Temporary cover for your new car
When you buy a new car and your existing car is insured with us, we will insure your new car from when you take delivery, as long as you let us know within 14 days of purchasing it.
Upgrade your cover with our optional extras
- Hire car after accidentIf you're involved in an accident, we'll give you a hire car until your car is fixed or claim is settled. Add this option to your policy when you buy online.
- No claim bonus protectionIf your no claim bonus is at maximum, you can pay an additional fee to protect your bonus. This means if you have a claim that we can’t recover it won't affect your no claim bonus discount on your policy. Add this option to your policy.
Save more on your car insurance with RAC
Low emissions car?Save up to 25% on our comprehensive car insurance*
Members save up to 10%Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10%
Become an RAC memberWhen you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners or RAC products & services
Award winning car insurance
Our members are at the heart of everything we do. Join WA's most recommended car insurer with the best claims experience and most satisfied car insurance customers, as voted by you.
RAC members save more
As a member you get access to great discounts & offers
* Conditions apply. Visit the Less Emissions Mission page for full conditions.
^ $50 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.
This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.