Caltex
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Local friendly staff
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Happy customers
Awarded Canstar’s Most Satisfied Customers – WA Car Insurer Award 6 years running.
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Here’s some of what we cover
This information is a summary only. Conditions, limits and exclusions apply. Please view the Product Disclosure Statement (PDS) and Premium Excess and Discount Guide.
Windscreen and window
When your car’s windscreen, sunroof or window glass is broken in an incident, we’ll either replace or repair the broken glass (including tinted glass, window seals and mouldings).
Cover for other licensed drivers
You’re covered if other licensed drivers use your car with your permission, whether you’re lending your car to a friend or sharing the driving on a road trip.
Towing of your car
When the damage is such that you can’t use your car, we’ll pay for the reasonable cost of towing your car and any caravan or trailer attached to it, from the scene of the incident to the nearest approved repairer or to a safe location that we agree to. Please note, WA Government towing regulations are now in place.
Hire car after fire & theft
When you can’t use your car as a result of fire, theft or attempted theft, we’ll arrange for you to get a hire car of a similar size. We’ll pay the standard daily hire fee.
Temporary cover for your new car
When you replace your car, we’ll insure your new car for 14 days from the date of purchase.
Lost or stolen keys
We’ll replace your car keys when they’ve been lost or stolen. This cover will include the cost of locks, barrels, fobs and keypads.
Personal belongings
We’ll pay up to $1000 for you to replace or repair your personal belongings that were in your car if they’re lost, stolen or damaged in an incident covered under your policy.
Tools of trade
When your tools of trade are stolen or damaged in an incident covered under your policy, we’ll pay up to $1000 for you to replace or repair them.
Also included in your comprehensive car insurance
Child car seat replacement
If your car is involved in a collision and you have a child car seat in the car, we’ll cover the cost of replacing the car seat with a new one of a similar standard. We’ll do this even if there’s no apparent damage.
Lifetime guarantee on repairs
We provide a lifetime guarantee on workmanship and materials on repairs that we've authorised, so you can be sure you’re getting quality repairs that are safe.
New car replacement
We’ll replace your car with a new vehicle of the same make, model and series if we declare your car a total loss, less than two years have passed since it was first registered and you’re the first registered owner (other than the selling dealer if your car was a demo model). We’ll do this as long as a car is available to us to deliver within 90 days of us declaring your car is a total loss.
Essential temporary repairs for your car
Sometimes the damage may mean your car can’t be safely driven home or to a repairer. You may need to arrange for temporary repairs to make your car safe, secure or roadworthy. If this happens, we’ll pay for those repairs up to $1000.
Emergency accommodation
You may be in a situation where the loss or damage means you can’t use your car, and you’re more than 100km from your home. If this happens, we’ll pay up to $1000 towards the cost of emergency accommodation for you and your passengers.
Costs to complete your journey
When the loss or damage means you can’t use your car to get you and your passengers from the scene of the incident to your home, your original destination or to a safe place, we’ll reimburse the costs necessary to do so up to $500.
What’s optional
If you pay extra, you can add this optional benefit to your cover.
Hire after accident
You can enjoy the convenience of having a hire car available to you while your car is being repaired or after being written off following any incident covered by your policy.
We’ll also pay a maximum of $3000 for any excess payable under the hire agreement if there’s loss or damage to the hire car.
Save more on your car insurance with RAC
Low emissions car?
Save up to 25% on your comprehensive car insurance premium.*
Members save up to 10%
Existing Bronze members save 5%, Silver members save 7.5%, Gold members save 10% on their comprehensive car insurance premium.^
Become an RAC member
When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners or RAC products & services.
Award winning car insurance
Our members are at the heart of everything we do. Join WA's most recommended car insurer with the best claims experience and most satisfied car insurance customers, as voted by you.
RAC members save more
As a member you get access to great discounts & offers
What's included in these covers?
Before you decide, please read our policy documents.
Insurance member support
Support for family violence, financial hardship, accessibility and specialist services.
* Conditions apply. Discount may be subject to minimum premiums. Visit the Less Emissions Mission page for further information.
^ Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members may be entitled to a discount on insurance once they've been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.
This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets. Please see the target market determination for a product for further information. Cover and benefits are subject to conditions, limits and exclusions as set out in the PDS and PED Guide. Before you make a decision, please check the policy documents to see if the policy is right for you.
