Our comprehensive car insurance will give you

Full cover

Know you are fully covered with CHOICE® recommended comprehensive car insurance, with cover for accidental damage, malicious damage, storm, fire, flood and theft. Plus damage to other people's car or property. WA's most trusted car insurer for comprehensive cover.

Open driver cover

With open driver cover, other licensed drivers can use your car without insurance worries - handy if you need a ride to the airport or want to share the drive down south.   

Windscreen and window cover

Hassle-free windscreen or window glass repairs with no excess to pay.  If you need a replacement, an excess of $100 applies.  Your no claim bonus won't be affected.

Unlimited hire car after fire and theft

We'll give you use of a hire car until your car is fixed or your claim is settled after your car is damaged by fire, theft or attempted theft. See optional extras for hire car after accident.

Lifetime guarantee on repairs

We guarantee the quality of the workmanship and materials used for our repairs, for the life of your car, so you can be sure you’re getting quality repairs that are safe.

No claim bonus

You'll receive a discount on your policy for every year that you don’t make an at-fault claim. Once you reach the maximum discount, you can choose to protect your no claim bonus. See optional extras below.

Extras like discounted movie tickets and travel

When you buy RAC Comprehensive Car Insurance, you'll automatically become an RAC member with access to a great range of benefits so you can make savings every day.

Towing of your car

If your car isn't safe to drive, we'll tow it to an approved repairer or a safe location.

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Save on your policy

  • Buy online and save $100
  • Up to 25% off for a low emissions car*
  • Existing RAC members can save up to 10% on comprehensive car insurance - Bronze members save 5%, Silver members save 7.5%, Gold and Gold life members save 10%
  • Reduce your premium by increasing your excess.

*Conditions apply. Visit the Less Emissions Mission page for full conditions.
$100 discount applies on first year of insurance only.

This product is issued by RAC Insurance Pty Ltd.  Benefits are subject to policy conditions and PED Guide.  Before you make a decision, please check the PDS to see if the policy is right for you.