Our comprehensive car insurance will give you

Full cover

Know you are fully covered with comprehensive car insurance, with cover for accidental damage, malicious damage, storm, fire, flood and theft. Plus damage to other people's car or property. WA's most trusted car insurer for comprehensive cover.

Local claims team ready to help

We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.

Windscreen and window cover

Hassle-free windscreen or window glass repairs with no excess to pay.  If you need a replacement, an excess of $100 applies.  Your no claim bonus won't be affected.

Open driver cover

With open driver cover, other licensed drivers can use your car without insurance worries - handy if you need a ride to the airport or want to share the drive down south.   

Unlimited hire car after fire and theft

We'll give you use of a hire car until your car is fixed or your claim is settled after your car is damaged by fire, theft or attempted theft. See optional extras for hire car after accident.

Child car seat replacement

If your car has been in an accident we’ll replace your child car seat with a new one to make sure it's safe.

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Award winning car insurance

The quality experts at Canstar have surveyed over 6,700 car insurance policy holders across 50 insurers nationally and awarded RAC as Western Australia’s Most Satisfied Customers - Car Insurer Award in 2019.

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What our happy members say

For November 2019 of the members who responded to our post claim survey, 76% of members were extremely satisfied with their claims experience. Below is a sample of our satisfied members.


Extremely satisfied

The whole process was quick and easy. From the online lodgement of the claim to the finished repair I was impressed with the speed and efficiency of the repairs


Moderately satisfied

Was impressed with the speed of refund when my car was written off! Have said as much to friends.


Extremely satisfied

Process quick and easy. Excellent communication as repairs were carried out on car, both the personal calls and the "journey' updates. Organisation of hire car done quickly. Everyone I spoke to was polite and very professional.


Moderately satisfied

Hassle-free and easy claim process

*Conditions apply. Visit the Less Emissions Mission page for full conditions.
$100 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.

This product is issued by RAC Insurance Pty Limited.  Benefits are subject to policy conditions and PED Guide.  Before you make a decision, please check the PDS to see if the policy is right for you.