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Local friendly staff

We are on the ground ready to help when you need us the most.
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Switch and save online

Switch online and save $100 in your first year.
CANSTAR 2020 - Most Satisfied Customers - Car Insurer - WA_Ol

Happy customers

Awarded Canstar’s Most Satisfied Customers – WA Car Insurer Award 2020.

Our comprehensive car insurance will give you

Comprehensive cover

Know you are covered with RAC Comprehensive Car Insurance for accidental damage, malicious damage, storm, fire, flood and theft, plus damage to other people’s car or property.

Windscreen and window cover

Hassle-free windscreen or window glass repairs with no excess to pay. If you need a replacement, an excess of $100 applies. Your no claim bonus won't be affected.

Open driver cover

With open driver cover, other licensed drivers can use your car with your permission– handy if you need a ride to the airport or want to share the drive down south.

New car replacement

If your car is written off, it’s less than 2 years old, and you're the first registered owner, we'll replace it with a new car.    

Hire car after fire and theft

We'll give you use of a hire car until your car is fixed or your claim is settled after your car is damaged by fire, theft or attempted theft. See optional extras for hire car after accident.

Child car seat replacement

If your car has been in an incident we’ll replace your child car seat with a new one to make sure it's safe.

Need more information? Show me more.

Upgrade your cover with our optional extras

  • Hire car after accidentIf you're involved in an accident, we'll give you a hire car until your car is fixed or claim is settled. Add this option to your policy when you buy online.
  • No claim bonus protectionIf your no claim bonus is at maximum, you can pay an additional fee to protect your bonus. This means if you have a claim that we can’t recover it won't affect your no claim bonus discount on your policy. Add this option to your policy.

Save more on your car insurance with RAC

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Switch online and save up to $100

in your first year

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Low emissions car?

Save up to 25% on our comprehensive car insurance*

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Members save up to 10%

Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10%

Award winning car insurance

Our members are at the heart of everything we do. Join WA's most recommended car insurer with the best claims experience and most satisfied car insurance customers, as voted by you.

most recommended
Excellent Claims Experience
CANSTAR 2019 - Most Satisfied Customers - Car Insurer - WA_OL
CANSTAR 2020 - Most Satisfied Customers - Car Insurer - WA_Ol

*Conditions apply. Visit the Less Emissions Mission page for full conditions.
$100 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.

This product is issued by RAC Insurance Pty Limited.  Benefits are subject to policy conditions and PED Guide.  Before you make a decision, please check the PDS to see if the policy is right for you.