Staff in front of WA map
Staff in front of WA map

Local friendly staff

We are on the ground ready to help when you need us the most.

CANSTAR 2019-2024 - Most Satisfied Customers - WA - Car Insurance
CANSTAR 2019-2024 - Most Satisfied Customers - WA - Car Insurance

Happy customers

Awarded Canstar’s Most Satisfied Customers – WA Car Insurer Award 6 years running.

Fuel graphic
Fuel graphic

Discounted fuel

RAC members save 4c a litre off fuel at Puma Energy, new Caltex and Better Choice.

Here’s some of what we cover

This information is a summary only. Conditions, limits and exclusions apply. Please view the Product Disclosure Statement (PDS) and Premium Excess and Discount Guide.

A man with a beard smiling
A man with a beard smiling

Cover for other licensed drivers

You’re covered if other licensed drivers use your car with your permission, whether you’re lending your car to a friend or sharing the driving on a road trip.

Car-broken-windscreen-graphic-GRFX003
Car-broken-windscreen-graphic-GRFX003

Damage to your car caused by uninsured vehicle

We’ll cover damage to your car if the other vehicle involved in the accidental collision is uninsured and that driver was solely at fault in causing the incident. The most we’ll pay is $5000.

A car with an emphasis on one mirror
A car with an emphasis on one mirror

Damage to another’s property

We will cover your liability for accidental damage caused to another person’s property arising from an incident which involves your car, or a trailer or a caravan attached to it.

Sold-new-car-graphic-GRFX007
Sold-new-car-graphic-GRFX007

Temporary cover for your new car

When you replace your car, we’ll insure your new car for 14 days from the date of purchase. 

Guarantee-badge-graphic
Guarantee-badge-graphic

Lifetime guarantee on repairs

We provide a lifetime guarantee on workmanship and materials on repairs that we've authorised, so you can be sure you’re getting quality repairs that are safe.

Car insurance policy documents

See what's in the detail

Policy Disclosure Statement (PDS)

The PDS explains the three levels of car insurance cover and benefits we provide.

Before you accept a quote, it’s important you read the PDS and our other policy documents.

Award winning car insurance

Our members are at the heart of everything we do. Join WA's most recommended car insurer with the best claims experience and most satisfied car insurance customers, as voted by you.

CANSTAR 2019 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2020 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2021 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2022 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2023 - Most Satisfied Customers - Car Insurer - WA
CANSTAR 2024 - Most Satisfied Customers - Car Insurer - WA
Most recommended
Excellent claims experience
Most recommended
Outstanding customer satisfaction

Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members may be entitled to a discount on insurance once they've been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.

This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets. Please see the target market determination for a product for further information. Cover and benefits are subject to conditions, limits and exclusions as set out in the PDS and PED Guide. Before you make a decision, please check the policy documents to see if the policy is right for you.